#AZ

Jun 5, 2017

How to Buy a House in Arizona with Bad Credit as a First Time Home Buyer

2018-12-11T20:42:52+00:00June 5th, 2017|#AZ, Arizona, Bad Credit, Credit, Credit Repair, Credit Repair Lawyer, Free Credit Repair, free credit repair lawyer|

Property values are on the rise, but you can still find plenty of affordable houses for sale in Arizona. There are even options available for first time home buyers. However, if you have bad credit, you may be worried about getting approved for a loan. Luckily, your status as a first time home buyer with [...]

May 30, 2017

Why Arizona Consumers may have Less Medical Debt Going to Debt Collections

2018-12-11T20:42:52+00:00May 30th, 2017|#AZ, Arizona, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Debt Collector, Free Credit Repair, free credit repair lawyer, Medical Debt|

A lot of Arizona consumers have been the stunned recipients of surprise medical bills. How? They are in need of a medical procedure, so they dutifully go to a hospital that’s in their insurance network. Later, they receive a large bill from an out-of-network anesthesiologist or some other type of caregiver. The bill is too [...]

May 24, 2017

For Arizona Consumers, What is the Best Credit Bureau to Use?

2018-12-11T20:42:53+00:00May 24th, 2017|#AZ, Arizona, Credit, Credit Bureaus, Credit Card, Credit Repair, Credit Repair Lawyer, Credit Report, FACTA, Free Credit Repair, free credit repair lawyer|

If you’re like other Arizona residents, you’ve taken an active interest in your credit score and credit reports. Now that the economy has taken a turn for the better, it may be time to undo some credit damage. In order to get the ball rolling with credit improvement, you’ll need to familiarize yourself with the [...]

May 18, 2017

One Less Abusive Debt Collector Targeting Arizona Consumers

2018-12-11T20:42:53+00:00May 18th, 2017|#AZ, Arizona, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Debt, Debt Collection, Fair Debt Collections Practices Act, FDCPA, Free Credit Repair, free credit repair lawyer|

The Federal Trade Commission wound down its Operation Collection Protection initiative early in 2017, but not before wrapping up a case against Commercial Recovery Systems Inc. and its owner. Operating out of Texas, but also targeting consumers in surrounding states, this agency violated the Fair Debt Collection Practices Act in a number of ways. Also, [...]

May 11, 2017

Good News for Arizona Consumers Who’ve Been Harassed by Illegal Debt Collection Activity from these Online Lenders

2018-12-11T20:42:54+00:00May 11th, 2017|#AZ, Arizona, CFPB, Credit, Credit Repair, Credit Repair Lawyer, Debt, Debt Collection, Debt Collector, Free Credit Repair, free credit repair lawyer, Online Lenders, Personal Loans|

Four online lenders have recently been sued by the Consumer Financial Protection Bureau (CFPB) for illegal debt collection practices. Golden Valley Lending Inc., Silver Cloud Financial, Inc., Mountain Summit Financial, Inc., and Majestic Lake Financial, Inc. are all being charged with heavy violations. Based in California, these lenders allegedly deceived borrowers in multiple states, including [...]

May 8, 2017

TOP 7 WAYS THAT ARIZONA RESIDENTS CAN STOP IDENTITY THEFT

2018-12-11T20:42:54+00:00May 8th, 2017|#AZ, Arizona, Credit Repair, Credit Repair Lawyer, Free Credit Repair, free credit repair lawyer, ID Theft, identity theft, Internet Safety|

Unfortunately, identity theft is a big problem in Arizona. This is largely due to a lot of Americans choosing to retire in the Grand Canyon State. Sadly, identity thieves love to prey on senior citizens. However, consumers of every age can protect themselves against these identity scammers. To get you started, here are the top [...]

May 1, 2017

How to Remove Debt Collection Items from Your Credit Report in Arizona

2018-12-11T20:42:56+00:00May 1st, 2017|#AZ, Arizona, Credit, Credit Repair, Credit Repair Lawyer, Credit Reporting, Debt, Debt Collection, Debt Collector, FCRA, Federal Credit Reporting Act, Free Credit Repair, free credit repair lawyer|

There have been plenty of issues with poor debt collection practices in Arizona over the past few years. This can make it difficult for Arizonians to know what should and what shouldn’t be on their credit reports when it comes to debt collections. Having an account that has gone to debt collections on your credit [...]

Apr 25, 2017

New Credit Reporting Policies May Boost Credit Scores for Arizonians

2018-12-11T20:42:57+00:00April 25th, 2017|#AZ, Arizona, CFPB, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Reporting, Free Credit Repair, free credit repair lawyer, Uncategorized|

In July of 2017, you may be 1 of 12 million consumers who will be affected by new credit reporting policies which may jump your credit score by as much as 40 points. In an attempt to bring more accuracy to credit reports, the three primary reporting bureaus (TransUnion, Experian, and Equifax) will make some [...]

Apr 19, 2017

Arizona Drivers with Poor Credit are Paying WAY too Much for Car Insurance

2018-12-11T20:42:57+00:00April 19th, 2017|#AZ, Arizona, Bad Credit, Car Insurance, Credit, Credit Repair Lawyer, Credit Score, Free Credit Repair|

If you live and work in Arizona, there’s a good chance that you need to drive a car. According to Walk Score®, the three largest cities in the Grand Canyon State (Phoenix, Tucson, and Mesa) are all considered “car-dependent.” And, of course, vehicle ownership requires at least minimal car insurance coverage. In fact, if you’re [...]

Apr 14, 2017

Arizona Debt Collection Agencies are NOT above the Law

2018-12-11T20:42:57+00:00April 14th, 2017|#AZ, Arizona, Credit, Credit Repair Lawyer, Credit Report, Debt, Debt Collection, Debt Collector, Fair Debt Collections Practices Act, FDCPA, Free Credit Repair|

Anyone who has ever been bullied by a debt collector will be happy to hear that the Federal Trade Commission (FTC) recently brought the gavel down on yet another unscrupulous agency. American Municipal Services Corporation and its owners, Lawrence Bergman and Gregory Pitchford, have been slapped with a $350,000 penalty for engaging in illegal collection [...]

Apr 11, 2017

Consumers Beware: Credit Card Shimmers have Reached Arizona

2018-12-11T20:42:58+00:00April 11th, 2017|#AZ, Arizona, Credit Card, Credit Card Fraud, Credit Card Shimmer, Credit Card Skimmer, Credit Report, Free Credit Repair, free credit repair lawyer, identity theft|

While sounding like accessories that fashionable 20-somethings might use to bling out their plastic, credit card “shimmers” are actually new identity theft tools. Experts report that these tiny, illegal devices have been found throughout the valley, and they may be coming soon to a gas station near you. How Skimmers and Shimmers are Different You [...]

Apr 6, 2017

How Arizonians can Protect Themselves against Harassing Debt Collectors

2018-12-11T20:42:58+00:00April 6th, 2017|#AZ, Arizona, Credit Repair Lawyer, Debt Collector, Fair Debt Collections Practices Act, FDCPA, FDCPA Violation, Free Credit Repair|

Back in 2011, the Arizona statute of limitations for credit card debt collection doubled. So, debt collectors can sue consumers for up to six years after an account is delinquent. This gives collection agencies a long time to threaten and harass you before taking you to court. Fortunately, a law was created to protect consumers [...]