CFPB

Dec 13, 2017

Big Changes to the CFPB, Richard Cordray, and Payday Lending in Ohio

2018-12-11T20:42:27+00:00December 13th, 2017|Bad Credit, CFPB, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, OH, Ohio, Payday Lending, Payday Loans|

Payday lending in Ohio may change soon – somehow. Big changes are coming to the CFPB, and Richard Cordray is running for governor. What next?

Oct 23, 2017

What Pennsylvania Consumers Need to Know About the PROTECT Act

2018-12-11T20:42:37+00:00October 23rd, 2017|CFPB, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Equifax, Equifax Breach, Free Credit Repair, free credit repair lawyer, PA, Pennsylvania, PROTECT Act, Social Security|

Pennsylvania consumers should know that a newly proposed bill, the PROTECT Act aims to bring big changes to the major credit bureaus.

Oct 20, 2017

Would California Consumers Benefit from the Consumer Financial Protection Bureau Having More Power Over the Credit Bureaus?

2018-12-11T20:42:37+00:00October 20th, 2017|CA, California, CFPB, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Equifax, Equifax Breach, Free Credit Repair, free credit repair lawyer, identity theft|

Would California consumers benefit from the Consumer Financial Protection Bureau having more control over the credit bureaus?

Oct 18, 2017

How the New Consumer Financial Protection Bureau Rule May Affect Payday Loan Borrowers in Michigan

2018-12-11T20:42:37+00:00October 18th, 2017|Bad Credit, CFPB, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, MI, Michigan, Payday Lenders, Payday Loan|

The new Consumer Financial Protection Bureau (CFPB) rule may affect payday loan borrowers in Michigan. Here’s what you need to know.

Oct 11, 2017

Can the Power of Suggestion Help Michigan Consumers Pay Off High Credit Card Balances?

2018-12-11T20:42:39+00:00October 11th, 2017|CFPB, Credit, Credit Card, Credit Card Debt, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, MI, Michigan|

A lot of Michigan consumers carry high credit card balances, and a new study shows that the power of suggestion may help consumers pay them down.

Sep 28, 2017

What New York Consumers Should Know About the Recent Consumer Financial Protection Bureau Victory Over Two Student Loan Companies

2018-12-11T20:42:41+00:00September 28th, 2017|CFPB, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Debt Collection, FDCPA, Free Credit Repair, free credit repair lawyer, New York, NY, Student Loan|

The recent victory of the Consumer Financial Protection Bureau over two student loan companies may affect some New York consumers with student loan debt.

Sep 15, 2017

Why California Consumers Should be Extremely Cautious with Payday Loans

2018-12-11T20:42:41+00:00September 15th, 2017|Bad Credit, CA, California, CFPB, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, Loans, Payday Loans|

Unscrupulous lenders in California are issuing illegal payday loans. This means that consumers must be extra cautious with this already risky business.

Jul 3, 2017

Right Now is a Good Time for Minnesota Consumers with Little to No Credit History to Start Building Good Credit Scores

2018-12-11T20:42:50+00:00July 3rd, 2017|CFPB, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, FICO Score, Free Credit Repair, free credit repair lawyer, Minnesota, MN, No Credit|

Minnesota consumers with little to know credit history can start building a good credit score right now using these simple tips.

May 29, 2017

Georgia Consumers Should Know that the Consumer Financial Protection Bureau is Taking Aim at Abusive Debt Collectors

2018-12-11T20:42:52+00:00May 29th, 2017|CFPB, Credit, Credit Repair, Credit Repair Lawyer, Debt, Debt Collector, FDCPA, Free Credit Repair, free credit repair lawyer, GA, Georgia|

According to a new report, Georgians are filing a record number of complaints with the Consumer Financial Protection Bureau (CFPB) against debt collectors. As it turns out, there are good reasons for this. In recent years, several Georgia-based debt collection firms have been accused of abusive debt collection practices and some have been sued under [...]

May 17, 2017

Thanks to the Consumer Financial Protection Bureau, Georgia Consumers May See Better Credit Reporting Practices in the Near Future

2018-12-11T20:42:53+00:00May 17th, 2017|CFPB, Credit, Credit Bureau, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, FCRA, Free Credit Repair, free credit repair lawyer, GA, Georgia|

Among the many institutions that have been targeted by the Consumer Financial Protection Bureau, the three major credit reporting bureaus are now being heavily scrutinized. TransUnion, Experian, and Equifax have all been fined and advised to “improve their quality control systems.” This may be good news for Georgia residents who are trying to improve their [...]

May 16, 2017

What Should Ohio Consumers do if a Credit Bureau Doesn’t Respond to a Dispute Letter in 30 Days?

2018-12-11T20:42:54+00:00May 16th, 2017|CFPB, Credit, Credit Bureau, Credit Repair, Credit Repair Lawyer, Credit Report, FCRA, FCRA Violations, Free Credit Repair, free credit repair lawyer, OH, Ohio, Uncategorized|

An online search for anything related to “bad credit” and “Ohio” brings up a list of offers for car loans and home loans for credit-challenged consumers. Therefore, it seems reasonable to assume that, even though Ohioans are striving valiantly to earn better credit, bad credit still plagues the Buckeye State. Here’s something that may surprise [...]

May 15, 2017

How Trump’s Curbing of Financial Protections May Affect Michigan Consumers

2018-12-11T20:42:54+00:00May 15th, 2017|CFPB, Consumer Rights, Credit Repair, Credit Repair Lawyer, FCRA, Finance, Free Credit Repair, free credit repair lawyer, MI, Michigan, Trump|

In the most recent version of the annual Top Ten Michigan Consumer Complaints list published annually by the Attorney General, credit and debt collection issues dominated once again. Still reeling from the Financial Crisis of 2008, many Michiganders are working to revive their credit scores. Consumers in the Mitten are also very concerned with credit [...]

May 11, 2017

Good News for Arizona Consumers Who’ve Been Harassed by Illegal Debt Collection Activity from these Online Lenders

2018-12-11T20:42:54+00:00May 11th, 2017|#AZ, Arizona, CFPB, Credit, Credit Repair, Credit Repair Lawyer, Debt, Debt Collection, Debt Collector, Free Credit Repair, free credit repair lawyer, Online Lenders, Personal Loans|

Four online lenders have recently been sued by the Consumer Financial Protection Bureau (CFPB) for illegal debt collection practices. Golden Valley Lending Inc., Silver Cloud Financial, Inc., Mountain Summit Financial, Inc., and Majestic Lake Financial, Inc. are all being charged with heavy violations. Based in California, these lenders allegedly deceived borrowers in multiple states, including [...]

Apr 27, 2017

Disputing Medical Bills on Your Credit Report in Ohio

2018-12-11T20:42:56+00:00April 27th, 2017|CFPB, Credit Repair, Credit Repair Lawyer, Credit Report, FCRA, Federal Credit Reporting Act, Free Credit Repair, free credit repair lawyer, healthcare, OH, Ohio|

Incredibly good health care is available in Ohio. In fact, the Cleveland Clinic has been ranked by U.S. News & World Report as the nation’s top hospital in cardiology and heart surgery and the second best hospital overall. If you’re sick or injured in the Buckeye State, at least you know that you’re in good [...]

Apr 25, 2017

New Credit Reporting Policies May Boost Credit Scores for Arizonians

2018-12-11T20:42:57+00:00April 25th, 2017|#AZ, Arizona, CFPB, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Reporting, Free Credit Repair, free credit repair lawyer, Uncategorized|

In July of 2017, you may be 1 of 12 million consumers who will be affected by new credit reporting policies which may jump your credit score by as much as 40 points. In an attempt to bring more accuracy to credit reports, the three primary reporting bureaus (TransUnion, Experian, and Equifax) will make some [...]