If you have filed for bankruptcy, here is how you can protect your credit report right now.
With credit card fraud on the rise, Georgia consumers should know what to do if it happens to them. Here are some good tips to follow.
If you’re a Michigan consumer who’s working on improving a low credit score, you should be monitoring your credit reports. It’s important to know your credit scores too (yes, you have more than just 1), but remember that this three digit number only represents a snapshot of what’s contained in one of your credit reports. [...]
As an Arizona consumer who’s working to earn and maintain a good credit score, checking your credit reports is essential. This is the only way to be sure that everything that has been reported is accurate, and that there are no errors bringing down your credit score. How common are errors on credit reports? Believe [...]
For all Georgia consumers who are currently trying to improve their credit scores, here’s a big tip: There’s a very good chance that there are errors on your credit reports. In fact, about 80%of consumer credit reports contain errors of some type. By finding and disputing these errors, you can have them removed. For those [...]
Identity theft is a crime that is taken very seriously in Ohio. Characterized as a felony, even minor identity theft offenses are punishable by a 6 to 18-month prison sentence and a $2,500 fine. In the worst cases, where elderly, disabled, or active military persons are defrauded, the sentences are very stiff. Convicted identity thieves [...]
Thanks to the Consumer Financial Protection Bureau, Georgia Consumers May See Better Credit Reporting Practices in the Near Future
Among the many institutions that have been targeted by the Consumer Financial Protection Bureau, the three major credit reporting bureaus are now being heavily scrutinized. TransUnion, Experian, and Equifax have all been fined and advised to “improve their quality control systems.” This may be good news for Georgia residents who are trying to improve their [...]
An online search for anything related to “bad credit” and “Ohio” brings up a list of offers for car loans and home loans for credit-challenged consumers. Therefore, it seems reasonable to assume that, even though Ohioans are striving valiantly to earn better credit, bad credit still plagues the Buckeye State. Here’s something that may surprise [...]
All Georgia consumers should get into the habit of regularly checking their credit reports. Under the Fair and Accurate Credit Transactions Act, you are entitled to one free copy of your credit report from each of the major credit bureaus every twelve months. This means that you literally have NO excuse not to check. Knowing [...]