Is Your Identity in Danger? A Credit Lawyers Can help. As digital access has changed the way we do business, there are potential consequences to the never-ending flow of information. Identity theft is an increasing concern, especially with how quickly hackers can access personal information. If you suspect that your information might be compromised, then [...]
Is There a Difference Between Credit Repair and Credit Counseling? Having a good credit score is essential if you want to take control of your financial life. Not only does good credit give you access to lower interest rates, but you can also qualify for the credit cards, loans, and mortgages that are needed for [...]
Why credit repair organizations cannot charge fees until 6 months after their work is complete…and what they can do about it.
I have been getting questions about what the story is with Credit Repair Organizations having to wait six months to get paid. I learned of a lawsuit filed by NACSO against the CFPB on May 21, 2020. In this blog, I want to summarize the Plaintiff’s position because I think its vitally important for all [...]
Get Answers to your questions about credit repair, student loans and debt collection harassment NOW!!!!
Today, there is no need to wait for answers to your credit questions. Talk to a credit repair lawyer, now! Our law firm, Credit Repair Lawyers of America, has just released our app called Edit Your Credit. Its now available in the Google Play Store and in the Apple app store. Here is what it [...]
This week, 5.245 million new jobless claims were filed in the United States, which means that 22 million people have lost their jobs in the past month. In a few weeks, the unemployment rate has skyrocketed to nearly 18% due to the economic fallout of the COVID-19 pandemic. With so many people out of work, [...]
How to know if you have a case under the Telephone Consumer Protection Act.
According to the Federal Trade Commission (FTC), the number one consumer complaint is in relation to identity theft and identity fraud. Learning the types of identity theft and fraud can help you know where theft and fraud may occur, and help you protect your assets and your identity. While online identity theft occurs more frequently [...]
You were probably screwed on your credit report by your mortgage lender. Mortgage loans are not dischargeable in bankruptcy, yet your mortgage lender probably reported your trade line as “included in bankruptcy.” Guess what? Your mortgage loan was NOT included in BK. Hence, if you made payments to your lender AFTER you filed Chapter 13, [...]
Young business man with a shocked expression working on a laptop. When it comes to finances a lot of people like to play it safe. They think about safeguarding their jobs so that they can keep their living and keep that 401k plan going. But the key to having a strong defense is [...]
Discovering that your identity has been stolen can paralyze you. Millions of people have had to consult a lawyer, which speaks to the prevalence of the crime. Getting a Credit Repair lawyer is the first thing on a lot of people’s minds as they seek to clean up their credit from identity theft. That is [...]
You can take charge of your credit report and fix some things yourself.
If you have filed for bankruptcy, here is how you can protect your credit report right now.
Why New York Consumers May Now Have a Harder Time Avoiding Identity Theft While Surfing the Internet
Surfing the internet used to see relatively harmless. Now, however, California consumers may have a harder time avoiding identity theft while exploring new websites.
Florida’s youngest generation may be technologically savvy, but they still have a few things to learn about how to protect themselves against identity theft.
Illinois college students who want to start building their credit scores may wonder whether they should choose student cards or secured cards as their first credit cards.