Many Americans struggle to pay their bills and are forced to endure debt collector harassment on legitimate debt that by law are considered legitimate. However, what can be even worse, is that some creditors seek to enforce “Zombie Debt”, a term describing old debt that some creditors have refused to let die. CBS Austin reports [...]
Hi. I am Gary Nitzkin. I am an attorney with Credit Repair Lawyers of America. There is always going to be a debate about whether a debt is good or bad, but what we can all agree on; is that debt collector harassment is a bad thing. If you are being harassed by debt collectors, [...]
Keeping secrets about money or credit cards in a relationship leads to financial infidelity. Here are a few tips on how Georgia consumers can avoid these issues.
There are right and wrong ways to cancel service contracts in Georgia. Unfortunately, using the wrong methods can harm consumer credit scores.
When someone calls about a debt, Pennsylvania consumers should know how to tell whether or not the debt collector is legitimate. Here are some tips.
A lot of Ohio consumers may not realize that checking account overdrafts can lead to credit score damage if they are not resolved quickly.
Minnesota consumers who are contacted about past-due medical debt by debt collectors should remember that there might be a mistake.
Dealing with medical billing errors and medical debt collections in Georgia can be overwhelming, but knowing the facts can help you save your credit score.
Digital debt collection allows Georgia consumers to resolve delinquencies without talking to an actual person. Could this technology put an end to debt collector abuse?
A group of Minnesota nurse has recently brought medical debt relief to about 1,800 patients. Hopefully, this will save them from debt collectors and credit score damage.
Your client has just applied for a mortgage. The problem: you have pulled her credit and there is a collection item that is flagged as "disputed". These dispute flags give you pause. You know that you cannot get your client a mortgage with any item flagged as disputed. Then you ask your client about it and [...]
Why Georgia Consumers May have to Fight Even Harder against Abusive Debt Collectors in the Next Few Years
Georgia consumers know all-too well what it’s like to deal with unscrupulous debt collection agencies. In fact, some experts have gone so far as referring to the Peach State a “haven for abusive debt collectors.” Now, it looks like the whole country may start to experience more debt collector abuse. Even though several of the [...]
A lot of Ohio consumers are working hard to pay off debt and boost their credit scores. There’s a lot of relief that comes with paying off a big chunk of debt. Afterwards, though, you might get a little impatient waiting for your credit score start showing improvement. The time it takes for your credit [...]
A lot of good things are happening with the Michigan economy right now. Jobs are opening up, real estate is thriving, and a lot of Michiganders are finally getting ahead financially. However, having bad credit can make it difficult to fully take part in this economic revival. If you’re a Michigan consumer with delinquent accounts [...]
A lot of Arizona consumers have been the stunned recipients of surprise medical bills. How? They are in need of a medical procedure, so they dutifully go to a hospital that’s in their insurance network. Later, they receive a large bill from an out-of-network anesthesiologist or some other type of caregiver. The bill is too [...]