Many Americans struggle to pay their bills and are forced to endure debt collector harassment on legitimate debt that by law are considered legitimate. However, what can be even worse, is that some creditors seek to enforce “Zombie Debt”, a term describing old debt that some creditors have refused to let die. CBS Austin reports [...]
Illinois college students who want to start building their credit scores may wonder whether they should choose student cards or secured cards as their first credit cards.
Arizona consumers don’t have to live with high credit card balances. In fact, here are three tips on how you can get your debt under control in 2018.
Unfortunately, student loan scams are on the rise, but California consumers can protect themselves from fraudsters by following these tips from the FTC.
Unfortunately, a lot of Georgia consumers struggle with medical debt. In fact, according to recent studies, 26% of consumers in Georgia and other states struggle with overwhelming medical bills. Sadly, many of those facing financial stress over healthcare costs actually have insurance. However, medical coverage is often insufficient – or, billing errors might inflate what [...]
For some Minnesota consumers, bankruptcy is the best solution to overwhelming debt. However, before filing, you should know these five facts about bankruptcy and your credit.
Many California consumers use balance transfer credit cards to pay down heavy credit card debt, but they can sometimes harm credit scores.
Want a Happily Ever After? Here are a few tips on how Michigan couples can help each other protect their finances and credit scores after marriage.
It’s tempting to spend more in order to gain more rewards with credit cards, but Ohio consumers should avoid building credit card debt just to earn reward points.
Believe it or not, Illinois consumers can make rising interest rates work in their favor. Here are a few tips on how to look on the brighter side of higher APRs.
When California consumers get calls or letters from debt collectors, they can never just assume that the agents are demanding the correct amounts. Here’s why.
While Bitcoin may seem like an appealing investment right now, here are a few very good reasons why Minnesota consumers should avoid buying Bitcoin with credit cards.
Subscription services aren’t all bad, but many of them lead to recurring credit card charges. So, Georgia consumers should limit how many services they receive.
Pennsylvania consumers working to build a credit history from scratch often face a seemingly uphill battle. Typically, it takes credit – ideally, good credit – to get credit. So, how should a consumer in Pennsylvania start building a credit history in order to earn a good credit score? Often, experts advise consumers with no credit [...]
Unexpected expenses can wreck finances, but here are a few tips on how Arizona consumers can manage a big bill without falling into credit card debt.