Fair Debt Collections Practices Act

Jul 11, 2017

Will Digital Debt Collection put an End to Debt Collector Abuse in Georgia?

2018-12-11T20:42:49+00:00July 11th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Debt, Debt Collection, Debt Collector, Debt Collector Abuse, Fair Debt Collections Practices Act, FDCPA, FDCPA Violation, Free Credit Repair, free credit repair lawyer, GA, Georgia|

Digital debt collection allows Georgia consumers to resolve delinquencies without talking to an actual person. Could this technology put an end to debt collector abuse?

Jun 20, 2017

Why Georgia Consumers May have to Fight Even Harder against Abusive Debt Collectors in the Next Few Years

2018-12-11T20:42:51+00:00June 20th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Debt, Debt Collector, Debt Collector Abuse, Fair Debt Collections Practices Act, FDCPA, Free Credit Repair, free credit repair lawyer, GA, Georgia|

Georgia consumers know all-too well what it’s like to deal with unscrupulous debt collection agencies. In fact, some experts have gone so far as referring to the Peach State a “haven for abusive debt collectors.” Now, it looks like the whole country may start to experience more debt collector abuse. Even though several of the [...]

May 18, 2017

One Less Abusive Debt Collector Targeting Arizona Consumers

2018-12-11T20:42:53+00:00May 18th, 2017|#AZ, Arizona, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Debt, Debt Collection, Fair Debt Collections Practices Act, FDCPA, Free Credit Repair, free credit repair lawyer|

The Federal Trade Commission wound down its Operation Collection Protection initiative early in 2017, but not before wrapping up a case against Commercial Recovery Systems Inc. and its owner. Operating out of Texas, but also targeting consumers in surrounding states, this agency violated the Fair Debt Collection Practices Act in a number of ways. Also, [...]

Apr 24, 2017

There are Abusive Debt Collectors Operating in Georgia

2018-12-11T20:42:57+00:00April 24th, 2017|Consumer Rights, Credit, Credit Repair, Credit Repair Lawyers, Debt, Debt Collection, Debt Collector, Fair Debt Collections Practices Act, FDCPA, Free Credit Repair, GA, Georgia|

Recently, Georgians who have been harassed by debt collectors have filed a record number of complaints with the Consumer Financial Protection Bureau (“CFPB”). Even though there are both federal laws and state-specific laws that regulate what debt collectors and collection agencies can and cannot do, some collectors are still using illegal and unscrupulous tactics. Many [...]

Apr 21, 2017

Have You been Harassed by this Ohio Law Firm that was Recently Sued by the Consumer Financial Protection Bureau for Illegal Debt Collection Practices?

2018-12-11T20:42:57+00:00April 21st, 2017|Bad Credit, CFPB, Credit Repair, Credit Repair Lawyer, Debt, Debt Collection, Debt Collector, debt collector harrassment, Fair Debt Collections Practices Act, FDCPA, FDCPA Violation, Free Credit Repair, free credit repair lawyer, OH, Ohio|

Operating out of Cleveland, Weltman, Weinberg & Reis, a debt collection law firm, has racked up a ton of online consumer complaints over the years. Because they operate as debt collectors, it isn’t surprising that Ohio consumers are never happy to deal with this debt collection law firm. However, a recent lawsuit filed against Weltman, Weinberg [...]

Apr 14, 2017

Arizona Debt Collection Agencies are NOT above the Law

2018-12-11T20:42:57+00:00April 14th, 2017|#AZ, Arizona, Credit, Credit Repair Lawyer, Credit Report, Debt, Debt Collection, Debt Collector, Fair Debt Collections Practices Act, FDCPA, Free Credit Repair|

Anyone who has ever been bullied by a debt collector will be happy to hear that the Federal Trade Commission (FTC) recently brought the gavel down on yet another unscrupulous agency. American Municipal Services Corporation and its owners, Lawrence Bergman and Gregory Pitchford, have been slapped with a $350,000 penalty for engaging in illegal collection [...]

Apr 13, 2017

Michiganders Have a lot of Complaints about Credit and Debt Issues

2018-12-11T20:42:57+00:00April 13th, 2017|Consumer Complaints, Credit, Credit Repair Lawyer, Credit Repair Lawyers, Credit Report, Debt Collection, Fair Debt Collections Practices Act, FCRA, FDCPA, Federal Credit Reporting Act, Free Credit Repair, MI, Michigan|

Attorney General Bill Schuette has recently released the annual Top Ten Michigan Consumer Complaints for 2016. Once again, credit and financial concerns dominate the list with a total of 12,217 complaints received in this category. Within this category, it appears that Michigan consumers are most concerned about debt collection and credit reporting, having filed 641 [...]

Apr 6, 2017

How Arizonians can Protect Themselves against Harassing Debt Collectors

2018-12-11T20:42:58+00:00April 6th, 2017|#AZ, Arizona, Credit Repair Lawyer, Debt Collector, Fair Debt Collections Practices Act, FDCPA, FDCPA Violation, Free Credit Repair|

Back in 2011, the Arizona statute of limitations for credit card debt collection doubled. So, debt collectors can sue consumers for up to six years after an account is delinquent. This gives collection agencies a long time to threaten and harass you before taking you to court. Fortunately, a law was created to protect consumers [...]

Apr 4, 2017

How the Georgia Industrial Loan Act Fights Predatory Lending

2018-12-11T20:42:58+00:00April 4th, 2017|Credit, Credit Repair Lawyer, Debt, Debt Collection, Fair Debt Collections Practices Act, FDCPA, Finance, Free Credit Repair, Georgia, Loan, Payday Loan, Predatory Lending, Uncategorized|

  Have you ever heard the term “predatory lending?” It might make you think of big animals with big teeth. And maybe that $200 you need to make it until your next payday is in the mouth of the meanest looking gator you’ve ever seen. You really need the cash, and the money’s right there, [...]

Mar 20, 2017

DEBT COLLECTORS CANNOT SHIELD THEMSELVES FROM LIABILITY FOR ILLEGAL COLLECTION ATTEMPTS TAKEN BY OTHERS ON THEIR BEHALF

2018-12-11T20:42:58+00:00March 20th, 2017|Debt Collector, debt collector harrassment, Fair Debt Collections Practices Act, FDCPA, Uncategorized|

The United States Court of Appeals for the Seventh Circuit held that a debt collector is liable for the illegal actions of its attorneys and other agents that are taken on the debt collector’s behalf, as long as the attorney or agent is also acting as a debt collector.  In that case, Asset Acceptance, LLC, [...]

Feb 20, 2017

NATIONAL DEBT COLLECTOR TO PAY $700,000 FOR DEBT HARRASSMENT AND OTHER ILLEGAL TACTICS

2018-12-11T20:42:58+00:00February 20th, 2017|Debt Collector, debt collector harrassment, Fair Debt Collections Practices Act, FDCPA, Student Loan Debt|

GC Services, a national debt collector, has agreed to pay $700,000 to the federal government as a civil penalty for its debt collection harassment practices and other illegal tactics to collect debts.  GC Services is a large debt collection agency with a dedicated student loan division.  The lawsuit against GC Services alleges that it left [...]

Jan 30, 2017

Being harassed over a debt you don’t owe? You’re not alone.

2018-12-11T20:42:59+00:00January 30th, 2017|CFPB, Debt Collector, debt collector harrassment, Fair Debt Collections Practices Act, FDCPA|

Since the start of the new year, the CFPB has already received over 1,600 complaints about debt collectors.  Over 44% of those complaints were about repeated attempts by debt collectors to collect a debt that is not owed.  In most cases, the debt did not belong to the consumer, with cases where the consumer already [...]

Jan 22, 2017

FEDS SEEK TO SHUT DOWN SLEAZY NATIONAL DEBT COLLECTION OPERATION

2018-12-11T20:42:59+00:00January 22nd, 2017|Debt Collector, debt collector harrassment, Fair Debt Collections Practices Act, FDCPA|

  This greedy debt collector wants more money! For some reason, Buffalo, NY is a hot bed of sleazy debt collectors.  This town raises scummy debt collection agencies faster than the Feds can put them out of business; kind of like Whack-a-Mole. Most recently, the CFPB and the New York Attorney General have [...]