If you have filed for bankruptcy, here is how you can protect your credit report right now.
A lot of Ohio residents are in the process of improving their credit scores right now. A credit score is a three-digit number that is calculated from information contained in your credit reports. Higher numbers are better than lower numbers when it comes to credit scores. However, in order to know whether you have “good,” [...]
For all Georgia consumers who are currently trying to improve their credit scores, here’s a big tip: There’s a very good chance that there are errors on your credit reports. In fact, about 80%of consumer credit reports contain errors of some type. By finding and disputing these errors, you can have them removed. For those [...]
Georgia residents are usually pretty patient. This is a quality that comes naturally to Southerners. However, when it comes to bad credit, you want it fixed NOW. That’s understandable. Having a low credit score limits your opportunities and makes life harder than it needs to be. Luckily, there are several ways to fix your credit, [...]
There have been plenty of issues with poor debt collection practices in Arizona over the past few years. This can make it difficult for Arizonians to know what should and what shouldn’t be on their credit reports when it comes to debt collections. Having an account that has gone to debt collections on your credit [...]
Unfortunately, a lot of consumers in Georgia are struggling with credit issues. The four biggest cities in the Peach State, Atlanta, Augusta, Savannah, and Athens, have average credit scores that range from 628 to 648. Consumers with scores that fall within this range are said to have “fair” credit. There are also plenty of Georgians [...]
Incredibly good health care is available in Ohio. In fact, the Cleveland Clinic has been ranked by U.S. News & World Report as the nation’s top hospital in cardiology and heart surgery and the second best hospital overall. If you’re sick or injured in the Buckeye State, at least you know that you’re in good [...]
If you’re one of the many consumers in Michigan who wants the best possible credit score, credit repair lawyers can help. But to be clear, these specialized attorneys actually work to have errors removed from your credit reports. Of course, if your goal is to fix your credit report, this is a great first step. [...]
Do you have a past-due account that was purchased by Midland Credit Management ("MCM")? If so, you should definitely make yourself familiar with their updated credit reporting practices. As of October 11, 2016, it should be easier for consumers with debt that is owned by MCM to improve their credit. Based in California, Midland Credit [...]
Attorney General Bill Schuette has recently released the annual Top Ten Michigan Consumer Complaints for 2016. Once again, credit and financial concerns dominate the list with a total of 12,217 complaints received in this category. Within this category, it appears that Michigan consumers are most concerned about debt collection and credit reporting, having filed 641 [...]
Believe it or not, some employers run credit checks on job applicants, and they might base their decision on what they find. Many qualified candidates have lost out on positions because of blemishes on their credit reports. Because this practice is often viewed as discriminatory, 11 states have outlawed or placed strict restrictions on employer [...]
WEGMANS ACCUSED OF VIOLATING THE FAIR CREDIT REPORTING ACT BY OBTAINING JOB APPLICANTS’ CREDIT REPORTS WITHOUT THEIR PERMISSION.
Ever go to a job interview and think it went great only to find out you didn’t get the job? Could this be because the companies you are applying to are actually looking at your credit history? You may think this could never happen, but a class action lawsuit filed in U.S. District Court of [...]