Illinois college students who want to start building their credit scores may wonder whether they should choose student cards or secured cards as their first credit cards.
Believe it or not, Illinois consumers can make rising interest rates work in their favor. Here are a few tips on how to look on the brighter side of higher APRs.
Illinois consumers planning a vacation in the near future probably look forward to a fun combination of adventure and relaxation. Unfortunately, though, traveling can put you at risk for fraud and identity theft. While you’re distracted by new sites, tastes, and experiences, fraudsters may strike. Therefore, it is important for all Illinois travelers to take [...]
One way that Illinois consumers can protect themselves in the wake of the Equifax data breach is to file their tax returns as early as possible this year.
How Illinois Consumers Can Avoid Online Dating Scams that Lead to Identity Theft this Valentine’s Day
This Valentine’s Day, a lot of Illinois consumers will look for romance online. In fact, for a lot of singles – of all ages – in Illinois, online dating apps are the preferred means for meeting new people. Unfortunately, though, along with that special someone, scammers are out there and waiting to pounce. Knowing that [...]
Most Illinois consumers know that it’s good to pay their current bills on time, but should they pay off debt already in debt collections?
During the holiday shopping season, retailers push store credit cards extra hard. Right now, most consumers in Illinois and other U.S. states are spending more than usual and making bigger purchases. Therefore, when offered 20%-30% off for opening a store credit card, many consumers are tempted to say, “yes.” However, signing up for a store [...]
It is entirely possible for retired consumers in Illinois with no credit history to build good credit scores. Here are some tips to get you started.
Some credit mistakes are obvious. For example, if an Illinois consumer stops making car payments long enough for their vehicle to get repossessed, the resulting credit score drop shouldn’t come as a surprise. However, consumers in Illinois often make accidental credit mistakes that lead to lower credit scores and loan denials. Unfortunately, they may not [...]
How the FTC Plans to Protect Illinois Consumers Against Student Loan Debt Relief Scams with the “Game of Loans” Initiative
Fraudsters are targeting Illinois consumers with student loan debt relief scams, but the FTC plans to protect them with its “Game of Loans” initiative.
According to a recent study, student loans are keeping a lot of Illinois Millennials from buying homes. This is in addition to the other problems they cause.
Potential Chapter 7 bankruptcy filers in Illinois need at least a working knowledge of the “means test” in order to gauge whether or not they pass.
18 years seems like a long time to pay off credit card debt, but studies indicate that some Illinois consumers are doing just that.
Our client, Corey A. had an issue with his Equifax report. Some of his payments were inaccurately reported as late. In response, we sent dispute letters to Equifax, but these were unanswered. We then successfully represented Corey A. in a case against Equifax. Congratulations, Mr. A., from all of us at Credit Repair Lawyers of [...]
Public Wi-Fi is very convenient and it can save you money on data, but Illinois consumers who use it increase identity theft risks.