Illinois

Mar 20, 2018

Should Illinois College Students Choose Student Cards or Secured Cards as their First Credit Cards?

2018-12-11T20:42:14+00:00March 20th, 2018|Credit, Credit Bureaus, Credit Card, Credit Card Debt, Credit Cards, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Fraud, Free Credit Repair, free credit repair lawyer, identity theft, IL, Illinois|

Illinois college students who want to start building their credit scores may wonder whether they should choose student cards or secured cards as their first credit cards.

Mar 2, 2018

How Illinois Consumers Can Make Rising Interest Rates Work in their Favor

2018-12-11T20:42:15+00:00March 2nd, 2018|Credit, Credit Bureaus, Credit Card, Credit Card Debt, Credit Cards, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Fraud, Free Credit Repair, free credit repair lawyer, identity theft, IL, Illinois, Interest Rates|

Believe it or not, Illinois consumers can make rising interest rates work in their favor. Here are a few tips on how to look on the brighter side of higher APRs.

Feb 26, 2018

How Illinois Consumers Can Protect their Credit and Prevent Identity Theft While Traveling

2018-12-11T20:42:16+00:00February 26th, 2018|Credit, Credit Bureaus, Credit Card, Credit Card Fraud, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Fraud, Free Credit Repair, free credit repair lawyer, identity theft, IL, Illinois|

Illinois consumers planning a vacation in the near future probably look forward to a fun combination of adventure and relaxation. Unfortunately, though, traveling can put you at risk for fraud and identity theft. While you’re distracted by new sites, tastes, and experiences, fraudsters may strike. Therefore, it is important for all Illinois travelers to take [...]

Jan 31, 2018

Why Illinois Consumers Should File their Tax Returns as Quickly as Possible this Year

2018-12-11T20:42:18+00:00January 31st, 2018|Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Equifax, Equifax Breach, Fraud, Free Credit Repair, free credit repair lawyer, identity theft, IL, Illinois, Tax Fraud, Tax Returns, Taxes|

One way that Illinois consumers can protect themselves in the wake of the Equifax data breach is to file their tax returns as early as possible this year.

Jan 18, 2018

How Illinois Consumers Can Avoid Online Dating Scams that Lead to Identity Theft this Valentine’s Day

2018-12-11T20:42:19+00:00January 18th, 2018|Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Fraud, Free Credit Repair, free credit repair lawyer, identity theft, IL, Illinois, SCAM, Scams|

This Valentine’s Day, a lot of Illinois consumers will look for romance online. In fact, for a lot of singles – of all ages – in Illinois, online dating apps are the preferred means for meeting new people. Unfortunately, though, along with that special someone, scammers are out there and waiting to pounce. Knowing that [...]

Jan 5, 2018

Should Illinois Consumers Pay Off Debt Already in Debt Collections?

2018-12-11T20:42:21+00:00January 5th, 2018|Bad Credit, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Debt Collection, Debt Collections, Debt Collectors, FDCPA, FDCPA Lawyer, Free Credit Repair, free credit repair lawyer, IL, Illinois|

Most Illinois consumers know that it’s good to pay their current bills on time, but should they pay off debt already in debt collections?

Dec 22, 2017

Why Illinois Consumers Should Avoid Store Credit Card Temptations During the Holiday Season

2018-12-11T20:42:25+00:00December 22nd, 2017|Credit, Credit Bureaus, Credit Card, Credit Card Debt, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Free Credit Repair, free credit repair lawyer, Holiday Season, IL, Illinois, Store Credit Card|

During the holiday shopping season, retailers push store credit cards extra hard. Right now, most consumers in Illinois and other U.S. states are spending more than usual and making bigger purchases. Therefore, when offered 20%-30% off for opening a store credit card, many consumers are tempted to say, “yes.” However, signing up for a store [...]

Dec 13, 2017

How Retired Consumers in Illinois with No Credit History Can Build Good Credit Scores

2018-12-11T20:42:27+00:00December 13th, 2017|Credit, Credit Bureaus, Credit History, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Fraud, Free Credit Repair, free credit repair lawyer, identity theft, IL, Illinois, No Credit, No Credit History, Retirement, Seniors|

It is entirely possible for retired consumers in Illinois with no credit history to build good credit scores. Here are some tips to get you started.

Dec 8, 2017

Common Credit Mistakes that Make Illinois Consumers Look Risky to Lenders and Creditors

2018-12-11T20:42:28+00:00December 8th, 2017|Credit, Credit Bureaus, Credit Card Debt, Credit Cards, Credit Mistakes, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, FCRA, Free Credit Repair, free credit repair lawyer, IL, Illinois|

Some credit mistakes are obvious. For example, if an Illinois consumer stops making car payments long enough for their vehicle to get repossessed, the resulting credit score drop shouldn’t come as a surprise. However, consumers in Illinois often make accidental credit mistakes that lead to lower credit scores and loan denials. Unfortunately, they may not [...]

Nov 28, 2017

How the FTC Plans to Protect Illinois Consumers Against Student Loan Debt Relief Scams with the “Game of Loans” Initiative

2018-12-11T20:42:29+00:00November 28th, 2017|Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Debt Collection, Debt Collectors, Debt Relief, FDCPA, FDCPA Lawyer, Free Credit Repair, free credit repair lawyer, FTC, IL, Illinois, SCAM, Student Loan, Student Loan Debt, Student Loans|

Fraudsters are targeting Illinois consumers with student loan debt relief scams, but the FTC plans to protect them with its “Game of Loans” initiative.

Nov 21, 2017

Why Student Loans are Stopping Illinois Millennials from Buying Homes

2018-12-11T20:42:30+00:00November 21st, 2017|Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Free Credit Repair, free credit repair lawyer, Home Buying, IL, Illinois, Millennials, Mortgage, Student Loan Debt, Student Loans|

According to a recent study, student loans are keeping a lot of Illinois Millennials from buying homes. This is in addition to the other problems they cause.

Nov 10, 2017

What Potential Chapter 7 Bankruptcy Filers in Illinois Should Know about the “Means Test”

2018-12-11T20:42:32+00:00November 10th, 2017|Bankruptcy, BK, Chapter 7 Bankruptcy, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Free Credit Repair, free credit repair lawyer, IL, Illinois, Means Test|

Potential Chapter 7 bankruptcy filers in Illinois need at least a working knowledge of the “means test” in order to gauge whether or not they pass.

Nov 3, 2017

Are Some Illinois Consumers Making a Nearly 18-Year Commitment to Paying Off Credit Card Debt?

2018-12-11T20:42:33+00:00November 3rd, 2017|Budget, Credit, Credit Bureaus, Credit Card, Credit Card Debt, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Free Credit Repair, free credit repair lawyer, IL, Illinois, Personal Finance|

18 years seems like a long time to pay off credit card debt, but studies indicate that some Illinois consumers are doing just that.

Nov 2, 2017

Another Happy Client!

2018-12-11T20:42:33+00:00November 2nd, 2017|Arizona, AZ, CA, California, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Equifax, FL, Florida, Free Credit Repair, free credit repair lawyer, GA, Georgia, IL, Illinois, MI, Michigan, Minnesota, MN, New York, NY, OH, Ohio, PA, Pennsylvania|

Our client, Corey A. had an issue with his Equifax report. Some of his payments were inaccurately reported as late. In response, we sent dispute letters to Equifax, but these were unanswered. We then successfully represented Corey A. in a case against Equifax. Congratulations, Mr. A., from all of us at Credit Repair Lawyers of [...]

Oct 27, 2017

Illinois Consumers Who Use Public Wi-Fi Increase Identity Theft Risks

2018-12-11T20:42:34+00:00October 27th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Equifax, Equifax Breach, Free Credit Repair, free credit repair lawyer, identity theft, IL, Illinois, Public WiFi|

Public Wi-Fi is very convenient and it can save you money on data, but Illinois consumers who use it increase identity theft risks.