Illinois

Oct 20, 2017

Illinois Leads the Charge in Asking Experian to Waive Credit Freeze Fees

2018-12-11T20:42:37+00:00October 20th, 2017|Credit, Credit Freeze, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Equifax, Equifax Breach, Experian, Free Credit Repair, free credit repair lawyer, identity theft, IL, Illinois|

The Illinois Attorney General leads the charge in asking Experian to waive credit freeze fees, and many other U.S. AGs have jumped on board.

Oct 13, 2017

Why Emailed Notifications from Illinois Debt Collectors May Not Qualify as Validation Notices Under the Fair Debt Collection Practices Act

2018-12-11T20:42:38+00:00October 13th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Debt Collection, Debt Collectors, FDCPA, Free Credit Repair, free credit repair lawyer, IL, Illinois|

Emailed notifications from Illinois debt collectors may not qualify as validation notices under the Fair Debt Collections Practices Act.

Oct 6, 2017

Why Illinois Consumers Should Check their Credit Reports Along with their Credit Scores when Applying for Loans

2018-12-11T20:42:39+00:00October 6th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Report Errors, Credit Score, Equifax, Equifax Breach, Free Credit Repair, free credit repair lawyer, IL, Illinois, Loan|

Before applying for loans, Illinois consumers should check their credit reports and credit scores. There are several reasons why this is important.

Sep 29, 2017

How Illinois Parents Can Tell if their Child is an Identity Theft Victim

2018-12-11T20:42:40+00:00September 29th, 2017|Child Identity Theft, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Equifax, Equifax Data Breach, Free Credit Repair, free credit repair lawyer, identity theft, IL, Illinois|

It’s terrible to think that children can be threatened by identity theft in Illinois, but it happens. Luckily there are measures parents can take to protect them.

Sep 14, 2017

The Reason Why Illinois Millennials with Low Credit Scores Have Trouble Renting Apartments

2018-12-11T20:42:42+00:00September 14th, 2017|Bad Credit, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Debt Collection, Free Credit Repair, free credit repair lawyer, IL, Illinois, Millennials|

It’s tough for Millennials with low credit scores to rent apartments in Illinois, but it’s normally the cause of the bad credit score that’s to blame.

Sep 11, 2017

What Consumers Should Know about the Recent Equifax Data Breach

2018-12-11T20:42:42+00:00September 11th, 2017|Arizona, AZ, CA, California, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Repair Lawyers, Credit Report, Credit Score, Data Breach, Equifax, FL, Florida, Free Credit Repair, free credit repair lawyer, GA, Georgia, identity theft, IL, Illinois, MI, Michigan, Minnesota, MN, New York, NY, OH, Ohio, PA, Pennsylvania|

Approximately 143 million consumers may be affected by the recent Equifax data breach. Here’s what American consumers need to know.

Sep 1, 2017

What Illinois Consumers with Tax Liens on their Credit Reports Should Know about New Credit Reporting Policies

2018-12-11T20:42:44+00:00September 1st, 2017|Civil Judgments, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, IL, Illinois, Tax Liens|

Illinois consumers with tax liens on their credit reports should understand what new credit reporting policies will and won’t do for them.

Aug 25, 2017

How Accidentally Signing Up for Auto Pay Can Cause Credit Trouble for Illinois Consumers

2018-12-11T20:42:45+00:00August 25th, 2017|Auto Pay, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, IL, Illinois, Subscription|

Accidental auto pay can cause credit trouble for Illinois consumers. So, make sure to read contracts carefully when signing up for services.

Aug 18, 2017

How Illinois Consumers Can Rebuild their Credit after Chapter 7 Bankruptcy

2018-12-11T20:42:47+00:00August 18th, 2017|Bankruptcy, BK, Chapter 7 Bankruptcy, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, IL, Illinois|

Illinois Chapter 7 bankruptcy filers should check their credit reports immediately after discharge. This is the best way to start rebuilding credit.

Aug 10, 2017

Some Surprising Facts for Illinois Consumers about Debt Collectors and Your Medical History

2018-12-11T20:42:47+00:00August 10th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Debt Collectors, FDCPA, Free Credit Repair, free credit repair lawyer, HIPAA, IL, Illinois, Medical History|

When it comes to what debt collectors can and cannot see on their medical history, Illinois consumers should know that there are a lot of misconceptions.

Aug 2, 2017

What Illinois Consumers should do when their Loan Application is Denied

2018-12-11T20:42:48+00:00August 2nd, 2017|Bad Credit, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, IL, Illinois, Loan, Loan Application|

For any Illinois consumer whose loan application is denied, a stressful situation is created. But you have the reason for the denial before panicking.

Jul 28, 2017

What Illinois Consumers should Know about the Private Student Loan Situation in the News

2018-12-11T20:42:48+00:00July 28th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Debt Collectors, Free Credit Repair, free credit repair lawyer, IL, Illinois, Student Loan|

Does the current student loan situation in the news affect you? Here’s everything that Illinois consumers should know about the latest developments.