Michigan

Oct 18, 2017

How the New Consumer Financial Protection Bureau Rule May Affect Payday Loan Borrowers in Michigan

2018-12-11T20:42:37+00:00October 18th, 2017|Bad Credit, CFPB, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, MI, Michigan, Payday Lenders, Payday Loan|

The new Consumer Financial Protection Bureau (CFPB) rule may affect payday loan borrowers in Michigan. Here’s what you need to know.

Oct 11, 2017

Can the Power of Suggestion Help Michigan Consumers Pay Off High Credit Card Balances?

2018-12-11T20:42:39+00:00October 11th, 2017|CFPB, Credit, Credit Card, Credit Card Debt, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, MI, Michigan|

A lot of Michigan consumers carry high credit card balances, and a new study shows that the power of suggestion may help consumers pay them down.

Oct 4, 2017

What Michigan Consumers Should Know about the Debt Collection Bill Proposed by Dave Trott

2018-12-11T20:42:40+00:00October 4th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Debt Collection, Debt Collection Lawyer, FDCPA, FDCPA Lawyer, MI, Michigan|

Here’s what Michigan consumers should know about a debt collection bill proposed by Dave Trott that would give attorneys immunity against the FDCPA.

Sep 27, 2017

Why Michigan College Students Should Care about their Credit Scores

2018-12-11T20:42:41+00:00September 27th, 2017|College Student, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Equifax, Free Credit Repair, free credit repair lawyer, MI, Michigan|

Michigan college students who start building good credit scores before graduation will find that transitioning to their professional life is easier.

Sep 14, 2017

Woman with Bad Credit Scores Pay Very High Car Insurance Premiums in the State of Michigan

2018-12-11T20:42:42+00:00September 14th, 2017|Bad Credit, Car Insurance, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, MI, Michigan, Women|

Women in Michigan pay, on average, 33% more for car insurance than men. And if they have bad credit scores, they pay even more for coverage.

Sep 11, 2017

What Consumers Should Know about the Recent Equifax Data Breach

2018-12-11T20:42:42+00:00September 11th, 2017|Arizona, AZ, CA, California, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Repair Lawyers, Credit Report, Credit Score, Data Breach, Equifax, FL, Florida, Free Credit Repair, free credit repair lawyer, GA, Georgia, identity theft, IL, Illinois, MI, Michigan, Minnesota, MN, New York, NY, OH, Ohio, PA, Pennsylvania|

Approximately 143 million consumers may be affected by the recent Equifax data breach. Here’s what American consumers need to know.

Sep 7, 2017

Four Ways for Michigan Consumers to Consolidate Credit Card Debt

2018-12-11T20:42:43+00:00September 7th, 2017|Credit, Credit Card, Credit Card Debt, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Debt Consolidation, Free Credit Repair, free credit repair lawyer, MI, Michigan|

For some Michigan consumers with heavy credit card debt, debt consolidation is a good option. Here are four ways to merge several balances into one.

Jun 28, 2017

Can Michigan Consumers Dispute Credit Card Charges that They Willingly Pay?

2018-12-11T20:42:50+00:00June 28th, 2017|Credit, Credit Card, Credit Repair, Credit Repair Lawyer, Credit Score, FCBA, Free Credit Repair, free credit repair lawyer, MI, Michigan|

Can credit card charges that are willingly paid for still be disputed in Michigan? The Fair Credit Billing Act makes this possible in certain cases.

Jun 22, 2017

For Michigan Consumers Looking to Save Time: The Pros and Cons of Automatic Bill Payment with Debit or Credit Cards

2018-12-11T20:42:51+00:00June 22nd, 2017|Credit, Credit Card, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Free Credit Repair, free credit repair lawyer, MI, Michigan|

If you’re a Michigan consumer who’s bad at keeping up with due dates, automatic bill payment with a debit or credit card can be a good strategy. Having your recurring expenses automatically paid can also save time and money spent on stamps. If you sign up for automatic payments, it's a good idea to plan [...]

Jun 16, 2017

If a Michigan Consumer Disputes something on a Credit Report, Does it come off?

2018-12-11T20:42:51+00:00June 16th, 2017|Credit, Credit Bureau, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, MI, Michigan|

If you’re a Michigan consumer who’s working on improving a low credit score, you should be monitoring your credit reports. It’s important to know your credit scores too (yes, you have more than just 1), but remember that this three digit number only represents a snapshot of what’s contained in one of your credit reports. [...]

Jun 12, 2017

How Michigan Consumers can Get Delinquent Accounts off their Credit Reports

2018-12-11T20:42:51+00:00June 12th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Debt, Debt Collector, Free Credit Repair, free credit repair lawyer, MI, Michigan|

A lot of good things are happening with the Michigan economy right now. Jobs are opening up, real estate is thriving, and a lot of Michiganders are finally getting ahead financially. However, having bad credit can make it difficult to fully take part in this economic revival. If you’re a Michigan consumer with delinquent accounts [...]

Jun 1, 2017

Good News for Consumers in Flint, Michigan Who are Worried about their Credit Scores

2018-12-11T20:42:52+00:00June 1st, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, FCRA, Flint, Free Credit Repair, free credit repair lawyer, MI, Michigan|

By now, the whole world knows that times have been tough for the residents of Flint, MI. In 2014, faulty pipes allowed dangerous amounts of lead to contaminate the city’s water supply. Recovery has been very slow, and, as of 2017, most Flint residents are still filtering their drinking water. To make the situation even [...]

May 25, 2017

Possible Bad News for Michigan Consumers with Student Loan Debt

2018-12-11T20:42:53+00:00May 25th, 2017|Credit Repair, Credit Repair Lawyer, Debt, Debt Collection, Debt Collector Abuse, Free Credit Repair, free credit repair lawyer, MI, Michigan, Student Loan Debt, Student Loans|

The Obama administration fired five debt collection agencies for giving out inaccurate information to consumers attempting to get their student loans out of default. Now, the Trump administration is ready to welcome two of these debt collectors back. Enterprise Recovery Systems and Pioneer Credit Recovery have both accepted the Education Department’s offer of new contracts. [...]