OH

Sep 27, 2017

How Ohio Consumers Can Rebuild a Good Credit Score After Several Years of Credit Inactivity

2018-12-11T20:42:41+00:00September 27th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, Good Credit, Good Credit Score, OH, Ohio|

Rebuilding a good credit score after several years of credit inactivity is entirely possible for most Ohio consumers. Here is a brief guide to getting started.

Sep 18, 2017

Possible Challenges Faced by Victims of Identity Theft in Ohio

2018-12-11T20:42:41+00:00September 18th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Equifax, Equifax Data Breach, Equifax Hack, Fraud, Free Credit Repair, free credit repair lawyer, identity theft, OH, Ohio|

Unfortunately, identity theft damage often doesn’t end with your credit. Here are a few recovery tips for Ohio consumers in the wake of the Equifax data breach.

Sep 11, 2017

What Consumers Should Know about the Recent Equifax Data Breach

2018-12-11T20:42:42+00:00September 11th, 2017|Arizona, AZ, CA, California, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Repair Lawyers, Credit Report, Credit Score, Data Breach, Equifax, FL, Florida, Free Credit Repair, free credit repair lawyer, GA, Georgia, identity theft, IL, Illinois, MI, Michigan, Minnesota, MN, New York, NY, OH, Ohio, PA, Pennsylvania|

Approximately 143 million consumers may be affected by the recent Equifax data breach. Here’s what American consumers need to know.

Sep 8, 2017

What the Introduction of VantageScore 4.0 May Mean for Ohio Consumers

2018-12-11T20:42:42+00:00September 8th, 2017|Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, FICO Score, Free Credit Repair, free credit repair lawyer, OH, Ohio, Uncategorized, VantageScore|

Soon, the three major credit bureaus will roll out VantageScore 4.0. Here’s what Ohio consumers should know about the new credit scoring model.

Aug 31, 2017

Why Ohio Consumers with Bad Credit Should be Careful with Subprime Credit Cards

2018-12-11T20:42:44+00:00August 31st, 2017|Bad Credit, Credit, Credit Card, Credit Cards, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, OH, Ohio, Subprime Credit Cards|

Subprime credit cards can help Ohio consumers with bad credit build better credit scores, but only if these cards are used with caution.

Jun 29, 2017

Why Ohio Consumers should be on Guard against New Takes on Old Identity Theft Tactics

2018-12-11T20:42:50+00:00June 29th, 2017|Credit, Credit Card, Credit Fraud, Credit Repair, Credit Repair Lawyer, Credit Report, Free Credit Repair, free credit repair lawyer, ID Theft, identity theft, OH, Ohio|

Widespread use of Europay, Mastercard, and Visa (EMV) cards – payment cards equipped with computer chips – have reduced U.S. counterfeit card activity. However, identity thieves are just turning back to older tactics in order to profit from the stealing of sensitive consumer data. A method known as synthetic identity fraud has been around for [...]

Jun 23, 2017

A Credit Repair Guide for Ohio Consumers with Bad Credit

2018-12-11T20:42:50+00:00June 23rd, 2017|Bad Credit, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, OH, Ohio|

Realizing that you have bad credit is never fun. However, as an Ohio consumer, you should know that ignoring bad credit won’t make it go away. Luckily, bad credit can always be fixed. It may not happen overnight, but even severely damaged credit can rebuild over time. You might compare your credit situation with the Buckeye [...]

Jun 13, 2017

How Ohio Consumers can Find out if they’ve been Hit with Identity Theft

2018-12-11T20:42:51+00:00June 13th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, identity theft, OH, Ohio|

No one likes to think about the possibility of identity theft, but it’s important to know the warning signs and what do to if your personal data is compromised. Unfortunately, identity theft is still on the rise in Ohio, so Ohio consumers should always be on the lookout for suspicious activity. If you ever do [...]

Jun 1, 2017

Ohio Organizations are Offering Bad Credit Borrowers a Credit Building Alternative to Payday Loans

2018-12-11T20:42:52+00:00June 1st, 2017|Bad Credit, Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, FCRA, Free Credit Repair, free credit repair lawyer, OH, Ohio, Payday Loan|

For a lot of Ohio consumers struggling with bad credit, payday loans have seemed like a necessary evil. Not being able to qualify for a “regular” loan, these consumers can get payday loans to cover emergency expenses, but the convenience of these “easy” loans comes with a big price tag. Consumers who take out payday [...]

May 26, 2017

Understanding Credit Score Categories as an Ohio Consumer

2018-12-11T20:42:53+00:00May 26th, 2017|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, FCRA, Federal Credit Reporting Act, FICO Score, Free Credit Repair, free credit repair lawyer, OH, Ohio|

A lot of Ohio residents are in the process of improving their credit scores right now. A credit score is a three-digit number that is calculated from information contained in your credit reports. Higher numbers are better than lower numbers when it comes to credit scores. However, in order to know whether you have “good,” [...]

May 22, 2017

How do Ohio Consumers Report Identity Theft to the Credit Bureaus?

2018-12-11T20:42:53+00:00May 22nd, 2017|Credit, Credit Bureau, Credit Repair, Credit Repair Lawyer, Credit Report, ID Theft, identity theft, OH, Ohio|

Identity theft is a crime that is taken very seriously in Ohio. Characterized as a felony, even minor identity theft offenses are punishable by a 6 to 18-month prison sentence and a $2,500 fine. In the worst cases, where elderly, disabled, or active military persons are defrauded, the sentences are very stiff. Convicted identity thieves [...]

May 16, 2017

What Should Ohio Consumers do if a Credit Bureau Doesn’t Respond to a Dispute Letter in 30 Days?

2018-12-11T20:42:54+00:00May 16th, 2017|CFPB, Credit, Credit Bureau, Credit Repair, Credit Repair Lawyer, Credit Report, FCRA, FCRA Violations, Free Credit Repair, free credit repair lawyer, OH, Ohio, Uncategorized|

An online search for anything related to “bad credit” and “Ohio” brings up a list of offers for car loans and home loans for credit-challenged consumers. Therefore, it seems reasonable to assume that, even though Ohioans are striving valiantly to earn better credit, bad credit still plagues the Buckeye State. Here’s something that may surprise [...]

May 3, 2017

TOP FOUR TIPS FOR Ohio Residents TO IMPROVE THEIR CREDIT Score

2018-12-11T20:42:56+00:00May 3rd, 2017|Bad Credit, Credit, Credit Repair, Credit Repair Lawyer, Credit Score, FACTA, FCRA, Free Credit Repair, free credit repair lawyer, OH, Ohio, Uncategorized|

Ohio has been coming back strong in the past few years. Unfortunately though, a lot of Ohio residents are still struggling with bad credit. In fact, the average credit scores of consumers living in the three biggest cities in the Buckeye State are lower than the national average (Columbus: 643.10, Cleveland: 626.55, Cincinnati: 636.31). However, [...]

Apr 27, 2017

Disputing Medical Bills on Your Credit Report in Ohio

2018-12-11T20:42:56+00:00April 27th, 2017|CFPB, Credit Repair, Credit Repair Lawyer, Credit Report, FCRA, Federal Credit Reporting Act, Free Credit Repair, free credit repair lawyer, healthcare, OH, Ohio|

Incredibly good health care is available in Ohio. In fact, the Cleveland Clinic has been ranked by U.S. News & World Report as the nation’s top hospital in cardiology and heart surgery and the second best hospital overall. If you’re sick or injured in the Buckeye State, at least you know that you’re in good [...]

Apr 21, 2017

Have You been Harassed by this Ohio Law Firm that was Recently Sued by the Consumer Financial Protection Bureau for Illegal Debt Collection Practices?

2018-12-11T20:42:57+00:00April 21st, 2017|Bad Credit, CFPB, Credit Repair, Credit Repair Lawyer, Debt, Debt Collection, Debt Collector, debt collector harrassment, Fair Debt Collections Practices Act, FDCPA, FDCPA Violation, Free Credit Repair, free credit repair lawyer, OH, Ohio|

Operating out of Cleveland, Weltman, Weinberg & Reis, a debt collection law firm, has racked up a ton of online consumer complaints over the years. Because they operate as debt collectors, it isn’t surprising that Ohio consumers are never happy to deal with this debt collection law firm. However, a recent lawsuit filed against Weltman, Weinberg [...]