Rebuilding a good credit score after several years of credit inactivity is entirely possible for most Ohio consumers. Here is a brief guide to getting started.
Unfortunately, identity theft damage often doesn’t end with your credit. Here are a few recovery tips for Ohio consumers in the wake of the Equifax data breach.
Approximately 143 million consumers may be affected by the recent Equifax data breach. Here’s what American consumers need to know.
Soon, the three major credit bureaus will roll out VantageScore 4.0. Here’s what Ohio consumers should know about the new credit scoring model.
The team here at Credit Repair Lawyers of America would like to congratulate Mr. Ivey on getting clean credit reports.
If you have a friend, family member, or co-worker with credit report or debt collection harassment issues, we would love to help them out. Just fill out and submit the quick Referral Letter form on our website.
Subprime credit cards can help Ohio consumers with bad credit build better credit scores, but only if these cards are used with caution.
Widespread use of Europay, Mastercard, and Visa (EMV) cards – payment cards equipped with computer chips – have reduced U.S. counterfeit card activity. However, identity thieves are just turning back to older tactics in order to profit from the stealing of sensitive consumer data. A method known as synthetic identity fraud has been around for [...]
Realizing that you have bad credit is never fun. However, as an Ohio consumer, you should know that ignoring bad credit won’t make it go away. Luckily, bad credit can always be fixed. It may not happen overnight, but even severely damaged credit can rebuild over time. You might compare your credit situation with the Buckeye [...]
No one likes to think about the possibility of identity theft, but it’s important to know the warning signs and what do to if your personal data is compromised. Unfortunately, identity theft is still on the rise in Ohio, so Ohio consumers should always be on the lookout for suspicious activity. If you ever do [...]
For a lot of Ohio consumers struggling with bad credit, payday loans have seemed like a necessary evil. Not being able to qualify for a “regular” loan, these consumers can get payday loans to cover emergency expenses, but the convenience of these “easy” loans comes with a big price tag. Consumers who take out payday [...]
A lot of Ohio residents are in the process of improving their credit scores right now. A credit score is a three-digit number that is calculated from information contained in your credit reports. Higher numbers are better than lower numbers when it comes to credit scores. However, in order to know whether you have “good,” [...]
Identity theft is a crime that is taken very seriously in Ohio. Characterized as a felony, even minor identity theft offenses are punishable by a 6 to 18-month prison sentence and a $2,500 fine. In the worst cases, where elderly, disabled, or active military persons are defrauded, the sentences are very stiff. Convicted identity thieves [...]
An online search for anything related to “bad credit” and “Ohio” brings up a list of offers for car loans and home loans for credit-challenged consumers. Therefore, it seems reasonable to assume that, even though Ohioans are striving valiantly to earn better credit, bad credit still plagues the Buckeye State. Here’s something that may surprise [...]
Ohio has been coming back strong in the past few years. Unfortunately though, a lot of Ohio residents are still struggling with bad credit. In fact, the average credit scores of consumers living in the three biggest cities in the Buckeye State are lower than the national average (Columbus: 643.10, Cleveland: 626.55, Cincinnati: 636.31). However, [...]