New Mexico2018-12-12T21:27:44+00:00


New Mexico is the Land of Enchantment. Our mission is to clean up credit reports for the enchanting residents of this beautiful state so that their credit scores are as high as possible. There is so much to see and do in New Mexico and many of these experiences come at the cost of a higher credit score. We can help….for free.

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Why clients in many other states trust us to clean their credit reports.

We have been cleaning credit reports at no charge to consumers since 2008. We have gained a wealth of experience and have literally helped thousands of people get their credit reports free from errors and mistakes.

How We Get Paid

Under the Fair Credit Reporting Act, we can and do charge our fees and costs to the credit bureaus and other lenders that provide misleading or inaccurate information on people’s credit reports. We get our clients the greater of actual damages or statutory damages of up to $1,000 as allowed by law. We also make the defendants in our cases pay our fees and costs.

When cleaning up your credit report, we will send a dispute letter to the credit bureaus. They have 30 days to fix the error or mistake that we have pointed out to them. If they do, then your credit report has been cleaned up and there is still no charge for our services. If we have to file a lawsuit, then as part of the settlement, we make them pay our fees and costs.

To understand more about “Free” check out our webpage that describes it particularly.

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Identity Theft

We believe that there are two kinds of people in the U.S. today; those who have had their identities stolen and those who will. The owner of our firm, Attorney Gary Nitzkin, cross over a long time ago. Not the end of the world if you act quickly upon discovering it. We have cleaned up numerous credit reports caused by identity theft. With the large number of data breaches these days, its only a matter of time.

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Debt Collection Harassment is stopped here.

Owing money does not make you subject to anyone’s abuse or harassment. Yet, debt collectors think that because someone owes money to their clients, that they can call you at all hours of the day and night, call you names, and contact your friends and neighbors. We stop all of that. Under the Fair Debt Collection Practices Act, we sue debt collectors that harass or abuse our clients. Yep, we make them pay our fees and costs, too.

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How do we provide free credit repair?

Under the Fair Credit Reporting Act (“FCRA”), the law that we use, the credit bureaus and lenders are responsible for paying our fees and costs. Therefore, we can get both your credit report fixed and credit repaired at no charge to you.

Talk To A Credit Repair Lawyer for Free

Let’s start a conversation about how we can help you with your credit issues. Call attorney Gary Nitzkin at (505) 365-0333 to schedule a free, no obligation consultation, or email him through our contact page.

Sue. Settle. Smile.


Credit Repair Lawyers of America

1704 Llano St.
Ste B-1101
Santa Fe, NM 87505

Monday to Friday: 8:30 AM to 5:00 PM
Weekends: By Appointment Only