Michigan Debt Collectors

According to Michigan Attorney General Bill Schuette, debt collector harassment is in fact one of the top consumer complaints. So if you’re on the receiving end of phone calls and letters from debt collectors that just won’t quit, you’re not alone. Sadly, a lot of debt collectors take advantage of the fact that consumers who owe money are equally ashamed of their situations. They engage in harassing or even abusive tactics because they think they can get away with these violations.

However, you don’t have to suffer in silence and take the abuse. Regardless of whether you owe money or not, your rights are protected by law. A federal statute called the Fair Debt Collection Practices Act (FDCPA) strictly prohibits debt collectors from using either harassing or abusive tactics against you.

How Michigan Debt Collectors Violate the FDCPA

There are many ways in which debt collectors violate the FDCPA. Here are just a few of the most common types of harassment:

• Lying to you about how much money you actually owe;
• Yelling, swearing, or using racial slurs against you;
• Calling you before 8:00 AM or after 9:00 PM (in your time zone);
• Talking to your friends, family members, co-workers, neighbors, or employers about your debt;
• Threatening you with actions that they can’t or won’t take, such as having you arrested or seizing your personal property;

How to Handle Abusive Debt Collectors in Michigan

Don’t let harassing Michigan debt collectors get away with violating your rights, and don’t think that you have to stand up to them on your own. Instead, call Michigan Consumer Credit Lawyers for legal assistance with Michigan debt collection harassment. Not only will we make the abusive Michigan debt collectors stop, but there’s a good chance that we’ll make them pay YOU for damages. You, on the other hand, pay nothing. This is because, under the FDCPA, violating debt collectors are always required to pay our costs and fees in settled cases.