Under the law, we are able to collect our fees and costs from defendants in any successful action when we sue a credit bureau, creditor or a debt collector. The vast majority of cases settle. We collect damages for you along with money to be applied towards our fees and costs. While other law firms may charge you hourly for these items and expect you to pay at the end of every month, we simply wait until the end of the lawsuit to deduct our fees and costs from what we have collected on your behalf. Our No Out of Pocket Litigation program has been so popular, we have expanded it into several states.