About Us

Free credit repair for errors and mistakes.
No Out of Pocket Litigation
Free review on your credit report.

BBB A+ Accredited Law Firm

Credit Repair Lawyers
You Can Count On

The Credit Repair Lawyers of America Commitment

Credit Repair Lawyers of America has a very colorful history. The firm was founded in 1990.

From 1990 to 2008, we were collection attorneys. We collected debts against consumers. We were a high-volume debt collection law firm and represented major banks and hospital systems. All this came to a crash when I had a bad collection experience.

In the summer of 2008, our firm was known as Nitzkin and Associates. We had obtained a default judgment on behalf of a hospital, against a couple due to their child’s medical bills. The mother filed a Motion to Set Aside the default. In court, the mother explained to the court how their child had taken ill, and they went through their insurance and life savings to keep their kid alive. I never felt more embarrassed or humiliated in my life.

The Credit Repair Lawyers of America Commitment

I agreed to set aside the default. I came home that day and told my wife that I just had to get out of the debt collection business. I could no longer do this kind of work.

A short time later, a lady had retained Nitzkin and Associates to clean up her credit report as her identity and those of several of her family members had been stolen by her ex husband. I discovered a love for this work as I was now helping people.

In 2010, I re-branded the firm to Michigan Consumer Credit Lawyers and focused exclusively on credit repair, collection defense and other matters to help consumers, especially when it did not cost them anything. The firm was and remains, very successful.

In 2015, we expanded the firm into Arizona. Providing credit repair to consumers proved to be a business model that was highly in demand around the country. We have decided to expand again.

Today, the firm is transitioning into a national brand and will be renamed Credit Repair Lawyers of America as of January 2017. We have a long list of states into which to expand to help people clean up their credit reports. Helping consumers is far more rewarding than working for debt collectors.

Fix Credit Reports

Under the Fair Credit Reporting Act and the Fair Debt Collection Practices Act, the defendants have to pay our fees and costs.

Fix Identity Theft

Identity theft is the fastest growing crime in America. An identity thief can open lines of credit in your name. We can fix your credit from identity theft.

Stop Debt Collectors

Debt collectors can be very aggressive. When debt collectors get out of control, they break the law. We stop debt collectors from harassing you.

Meet Our Team

Gary Nitzkin, owner of Credit Repair Lawyers of America

Gary Nitzkin

Attorney – Licensed in Michigan Only

Gary Nitzkin has been practicing law since 1990 and suing the credit bureaus since 2008. He formed Credit Repair Lawyers of America to fix your credit, stop debt collectors from harassing you and to clean your credit report when you have been victimized by identity theft.

Gary Hansz

Gary Hansz


Gary has been practicing law for over 25 years focusing on debtor/creditor law and civil litigation. He has represented individuals, businesses, and governmental entities with the same zealous effort to achieve successful outcomes.

Carl Schwartz


2016. He came to us with a wealth of experience fighting for consumers under the Fair Credit Reporting Act and the Fair Debt Collection Act. He is a rising star at Credit Repair Lawyers of America and graduated from the University of Michigan.

Decarlo Brown Paralegal Credit Repair Lawyers

Decarlo Brown


Decarlo Brown is a paralegal who will soon be going to law school. He has years of experience with a high volume debt collection law firm, provides insight into how debt collectors think and react, and is familiar with federal legal procedure and discovery.

Samantha Ewell

Client Liaison

Samantha Ewell is in charge of our intake department. She knows how to speak to people compassionately and to let them know when and if they have a case with which we can help them. She is a passionate Red Wings fan (which accounts for the hockey stick over her desk.)

Julie Peritz Law Firm Marketing Manager

Julie Peritz

Marketing Manager

Julie Peritz is our marketing manager at Credit Repair Lawyers of America. She is incredibly organized and knows how to get things done. She works on our social media to keep the public informed on changes and issues related to consumer credit law.

Julie Lamanna

Julie Lamanna

Office Manager

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