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    The Credit Repair Lawyers of America Commitment

    Credit Repair Lawyers of America has a very colorful history. The firm was founded in 1990.

    From 1990 to 2008, we were collection attorneys. We collected debts against consumers. We were a high-volume debt collection law firm and represented major banks and hospital systems. All this came to a crash when I had a bad collection experience.

    In the summer of 2008, our firm was known as Nitzkin and Associates. We had obtained a default judgment on behalf of a hospital, against a couple due to their child’s medical bills. The mother filed a Motion to Set Aside the default. In court, the mother explained to the court how their child had taken ill, and they went through their insurance and life savings to keep their kid alive. I never felt more embarrassed or humiliated in my life.

    Credit Repair Lawyers Team

    I agreed to set aside the default. I came home that day and told my wife that I just had to get out of the debt collection business. I could no longer do this kind of work.

    A short time later, a lady had retained Nitzkin and Associates to clean up her credit report as her identity and those of several of her family members had been stolen by her ex husband. I discovered a love for this work as I was now helping people.

    In 2010, I re-branded the firm to Michigan Consumer Credit Lawyers and focused exclusively on credit repair, collection defense and other matters to help consumers, especially when it did not cost them anything. The firm was and remains, very successful.

    In 2015, we expanded the firm into Arizona. Providing credit repair to consumers proved to be a business model that was highly in demand around the country. We have decided to expand again.

    Today, the firm is transitioning into a national brand and will be renamed Credit Repair Lawyers of America as of January 2017. We have a long list of states into which to expand to help people clean up their credit reports. Helping consumers is far more rewarding than working for debt collectors.

    Fix Credit Reports

    Under the Fair Credit Reporting Act and the Fair Debt Collection Practices Act, the defendants have to pay our fees and costs.

    Fix Identity Theft

    Identity theft is the fastest growing crime in America. An identity thief can open lines of credit in your name. We can fix your credit from identity theft.

    Stop Debt Collectors

    Debt collectors can be very aggressive. When debt collectors get out of control, they break the law. We stop debt collectors from harassing you.

    Meet Our Team

    Carl Schwartz - Attorney | Credit Repair Lawyers of America

    Carl Schwartz


    2016. He came to us with a wealth of experience fighting for consumers under the Fair Credit Reporting Act and the Fair Debt Collection Act. He is a rising star at Credit Repair Lawyers of America and graduated from the University of Michigan.

    Daniel Brennan


    Daniel is a litigation attorney with a wide variety commercial and trial experience. Daniel received his Juris Doctor from Florida International University, where he graduated cum laude, after obtaining a business degree from the University of Florida.

    Gary Hansz


    Gary has been practicing law for over 25 years focusing on debtor/creditor law and civil litigation. He has represented individuals, businesses, and governmental entities with the same zealous effort to achieve successful outcomes.

    Decarlo Brown Paralegal Credit Repair Lawyers

    Decarlo Brown


    Decarlo Brown is a paralegal who will soon be going to law school. He has years of experience with a high volume debt collection law firm, provides insight into how debt collectors think and react, and is familiar with federal legal procedure and discovery.

    Samantha Ewell - Client Intake | Credit Repair Lawyers of America

    Samantha Ewell

    Client Liaison

    Samantha Ewell is in charge of our intake department. She knows how to speak to people compassionately and to let them know when and if they have a case with which we can help them. She is a passionate Red Wings fan (which accounts for the hockey stick over her desk.)

    Heather Kubacki - Receptionist | Credit Repair Lawyers of America

    Heather Kubacki


    Heather Kubacki is the kind voice of our receptionist when you call the Credit Repair Lawyers of America office. She is in charge of routing calls from clients to staff members, lawyers and paralegals. Her demeanor adds a degree of kindness to our office.

    Julie Peritz Law Firm Marketing Manager

    Julie Peritz

    Marketing Manager

    Julie Peritz is our marketing manager at Credit Repair Lawyers of America. She is incredibly organized and knows how to get things done. She works on our social media to keep the public informed on changes and issues related to consumer credit law.

    Julie Lamanna

    Julie Lamanna

    Office Manager

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