You were probably screwed on your credit report by your mortgage lender. Mortgage loans are not dischargable in bankruptcy, yet your mortgage lender probably reported your trade line as “included in bankruptcy.” Guess what? Your mortgage loan was NOT included in BK. Hence, if you made payments to your lender AFTER you filed Chapter 13, [...]
Young business man with a shocked expression working on a laptop. When it comes to finances a lot of people like to play it safe. They think about safeguarding their jobs so that they can keep their living and keep that 401k plan going. But the key to having a strong defense is [...]
Hi. I am Gary Nitzkin. I am an attorney with Credit Repair Lawyers of America. There is always going to be a debate about whether a debt is good or bad, but what we can all agree on; is that debt collector harassment is a bad thing. If you are being harassed by debt collectors, [...]
Discovering that your identity has been stolen can paralyze you. Millions of people have had to consult a lawyer, which speaks to the prevalence of the crime. Getting a Credit Repair lawyer is the first thing on a lot of people’s minds as they seek to clean up their credit from identity theft. That is [...]
You can take charge of your credit report and fix some things yourself.
If you have filed for bankruptcy, here is how you can protect your credit report right now.
A Lawyers Secrets to Fixing Your Own Credit Hi, welcome to the Lawyer's Secrets to Fixing Your Own Credit Show. I'm your host, Attorney Gary Nitzkin. I'm a lawyer of Credit Repair Lawyers of America. We fix credit bureaus and debt collectors that screw with people and their credit. We've been doing it for quite [...]
Why New York Consumers May Now Have a Harder Time Avoiding Identity Theft While Surfing the Internet
Surfing the internet used to see relatively harmless. Now, however, California consumers may have a harder time avoiding identity theft while exploring new websites.
Florida’s youngest generation may be technologically savvy, but they still have a few things to learn about how to protect themselves against identity theft.
Illinois college students who want to start building their credit scores may wonder whether they should choose student cards or secured cards as their first credit cards.
Arizona consumers don’t have to live with high credit card balances. In fact, here are three tips on how you can get your debt under control in 2018.
There was a lot of excited surrounding the new credit scoring rules put into place in 2017, but, sadly, they’re not causing significant increases to New York credit scores.
Unfortunately, student loan scams are on the rise, but California consumers can protect themselves from fraudsters by following these tips from the FTC.
Unfortunately, a lot of Georgia consumers struggle with medical debt. In fact, according to recent studies, 26% of consumers in Georgia and other states struggle with overwhelming medical bills. Sadly, many of those facing financial stress over healthcare costs actually have insurance. However, medical coverage is often insufficient – or, billing errors might inflate what [...]
For some Minnesota consumers, bankruptcy is the best solution to overwhelming debt. However, before filing, you should know these five facts about bankruptcy and your credit.