Jul 6, 2020

Is Your Identity in Danger? A Credit Lawyer Can Help

2020-07-06T17:26:37+00:00July 6th, 2020|Credit Report, Credit Scores, identity theft, Uncategorized|

Is Your Identity in Danger? A Credit Lawyer Can Help As digital access has changed the way we do business, there are potential consequences to the never-ending flow of information. Identity theft is an increasing concern, especially with how quickly hackers can access personal information. If you suspect that your information might be compromised, then [...]

Jun 26, 2020

Is Your Identity in Danger? A Credit Lawyers Can help.

2020-06-26T21:02:59+00:00June 26th, 2020|Credit Repair Lawyer, Credit Repair Lawyers, Credit Score, Uncategorized|

Is Your Identity in Danger? A Credit Lawyers Can help. As digital access has changed the way we do business, there are potential consequences to the never-ending flow of information. Identity theft is an increasing concern, especially with how quickly hackers can access personal information. If you suspect that your information might be compromised, then [...]

Jun 19, 2020

5 Steps to Fixing Errors on Your Credit Score

2020-07-06T18:51:07+00:00June 19th, 2020|Credit Report Errors, Credit Reports, Credit Score, Uncategorized|

5 Steps to Fixing Errors on Your Credit Score Even if you think your credit report is accurate and up-to-date, the truth is that credit errors are more common than most people realize. It’s estimated that 1 in 20 people have credit errors – are you one of those people? The problem is that these [...]

Jun 15, 2020

What About Credit and Chapter 7 Bankruptcy?

2020-06-15T19:11:12+00:00June 15th, 2020|Bankruptcy, Chapter 7 Bankruptcy, Credit Card, Credit Card Debt|

  What Happens to Credit Cards in Chapter 7 Bankruptcy? Credit Cards Get Discharged In Bankruptcy. You do not have to pay themThere are two types of debt. Secured debt, and unsecured debt. Secured debt means someone will take something from you if you don’t pay them. This is common in car loans and home [...]

Jun 12, 2020

Is There a Difference Between Credit Repair and Credit Counseling?

2020-06-12T17:43:19+00:00June 12th, 2020|Credit Repair, Credit Repair Lawyer, Uncategorized|

Is There a Difference Between Credit Repair and Credit Counseling? Having a good credit score is essential if you want to take control of your financial life. Not only does good credit give you access to lower interest rates, but you can also qualify for the credit cards, loans, and mortgages that are needed for [...]

May 30, 2020

Why credit repair organizations cannot charge fees until 6 months after their work is complete…and what they can do about it.

2020-05-30T23:21:00+00:00May 30th, 2020|Credit Repair Lawyer|

I have been getting questions about what the story is with Credit Repair Organizations having to wait six months to get paid.  I learned of a lawsuit filed by NACSO against the CFPB on May 21, 2020.  In this blog, I want to summarize the Plaintiff’s position because I think its vitally important for all [...]

May 30, 2020

Get Answers to your questions about credit repair, student loans and debt collection harassment NOW!!!!

2020-05-30T16:17:14+00:00May 30th, 2020|Credit Repair Lawyer, Uncategorized|

Today, there is no need to wait for answers to your credit questions.  Talk to a credit repair lawyer, now!  Our law firm, Credit Repair Lawyers of America, has just released our app called Edit Your Credit.  Its now available in the Google Play Store and in the Apple app store.  Here is what it [...]

May 10, 2020

Consumer Financial Protection Bureau Proposes New Rules to Combat Improper Debt Collection

2020-05-10T19:44:06+00:00May 10th, 2020|Uncategorized|

Recent reporting by The Hill reveals that the Consumer Financial Protection Bureau (CFPB) has proposed new changes to the ways that debt collectors may contact consumers. The proposed rule changes also limit litigation that Debt Collectors may initiate as well as what information they may refer to Credit Reporting Agencies.  Debt collectors have long harassed [...]

Apr 22, 2020

How to know when you have been screwed out of that loan payment deferral promised to you by your lender

2020-04-22T23:25:12+00:00April 22nd, 2020|COVID and Credit|

COVID 19 has affected everyone, including your creditors.  However, many lenders, to be nice or to maintain good public relations, have offered to defer your mortgage payments or credit card debts, due to them from consumers such as you, for several months.  While they may avoid dunning you for your payment for the next several [...]

Apr 16, 2020

Can Zombie Debt be killed once and for all?

2020-04-16T14:30:43+00:00April 16th, 2020|Debt, Debt Collection, Debt Collection Agencies, Debt Collections, Debt Collector|

Many Americans struggle to pay their bills and are forced to endure debt collector harassment on legitimate debt that by law are considered legitimate.  However, what can be even worse, is that some creditors seek to enforce “Zombie Debt”, a term describing old debt that some creditors have refused to let die. CBS Austin reports [...]

Oct 28, 2019

What You Need To Know About Identity Theft

2020-03-09T00:20:19+00:00October 28th, 2019|Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair, free credit repair lawyer, Uncategorized|

According to the Federal Trade Commission (FTC), the number one consumer complaint is in relation to identity theft and identity fraud. Learning the types of identity theft and fraud can help you know where theft and fraud may occur, and help you protect your assets and your identity.  While online identity theft occurs more frequently [...]

Aug 18, 2019

How Having Mortgage While Filing Chapter 13 Can Be Negative

2020-03-09T00:12:03+00:00August 18th, 2019|Credit, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, Free Credit Repair|

You were probably screwed on your credit report by your mortgage lender.  Mortgage loans are not dischargeable in bankruptcy, yet your mortgage lender probably reported your trade line as “included in bankruptcy.”  Guess what?  Your mortgage loan was NOT included in BK.  Hence, if you made payments to your lender AFTER you filed Chapter 13, [...]