May 30, 2020

Why credit repair organizations cannot charge fees until 6 months after their work is complete…and what they can do about it.

2021-01-12T22:41:58+00:00May 30th, 2020|Credit Repair|

I have been getting questions about what the story is with Credit Repair Organizations having to wait six months to get paid.  I learned of a lawsuit filed by NACSO against the CFPB on May 21, 2020.  In this blog, I want to summarize the Plaintiff’s position because I think its vitally important for all [...]

May 30, 2020

Get Answers to your questions about credit repair, student loans and debt collection harassment NOW!!!!

2021-01-12T22:42:28+00:00May 30th, 2020|Credit Repair, Debt Issues|

Today, there is no need to wait for answers to your credit questions.  Talk to a credit repair lawyer, now!  Our law firm, Credit Repair Lawyers of America, has just released our app called Edit Your Credit.  Its now available in the Google Play Store and in the Apple app store.  Here is what it [...]

May 10, 2020

Consumer Financial Protection Bureau Proposes New Rules to Combat Improper Debt Collection

2021-01-12T22:42:42+00:00May 10th, 2020|Debt Issues|

Recent reporting by The Hill reveals that the Consumer Financial Protection Bureau (CFPB) has proposed new changes to the ways that debt collectors may contact consumers. The proposed rule changes also limit litigation that Debt Collectors may initiate as well as what information they may refer to Credit Reporting Agencies.  Debt collectors have long harassed [...]

Apr 22, 2020

How to know when you have been screwed out of that loan payment deferral promised to you by your lender

2021-01-12T22:43:22+00:00April 22nd, 2020|Debt Issues|

COVID 19 has affected everyone, including your creditors.  However, many lenders, to be nice or to maintain good public relations, have offered to defer your mortgage payments or credit card debts, due to them from consumers such as you, for several months.  While they may avoid dunning you for your payment for the next several [...]

Apr 16, 2020

Can Zombie Debt be killed once and for all?

2021-01-12T22:43:40+00:00April 16th, 2020|Debt Issues|

Many Americans struggle to pay their bills and are forced to endure debt collector harassment on legitimate debt that by law are considered legitimate.  However, what can be even worse, is that some creditors seek to enforce “Zombie Debt”, a term describing old debt that some creditors have refused to let die. CBS Austin reports [...]

Apr 7, 2020

We now offer Free Student Loan Consultations

2021-01-12T22:43:53+00:00April 7th, 2020|Debt Issues|

We are pleased to announced our purchase StudentLoanMedix.com. We can now fix your student loans. We offer free Student Loan Consultations. We can advise you if you are in the right repayment program and if you are delinquent or in default, what you need to do to get your loans back on track.  We do [...]

Oct 28, 2019

What You Need To Know About Identity Theft

2021-01-12T22:44:38+00:00October 28th, 2019|Identity Thefts & Scams|

According to the Federal Trade Commission (FTC), the number one consumer complaint is in relation to identity theft and identity fraud. Learning the types of identity theft and fraud can help you know where theft and fraud may occur, and help you protect your assets and your identity.  While online identity theft occurs more frequently [...]

Aug 18, 2019

How Having Mortgage While Filing Chapter 13 Can Be Negative

2021-01-12T22:44:54+00:00August 18th, 2019|Bankruptcy, Credit Score, Debt Issues|

You were probably screwed on your credit report by your mortgage lender.  Mortgage loans are not dischargeable in bankruptcy, yet your mortgage lender probably reported your trade line as “included in bankruptcy.”  Guess what?  Your mortgage loan was NOT included in BK.  Hence, if you made payments to your lender AFTER you filed Chapter 13, [...]

Aug 15, 2019

5 Ways to Fix your Credit Score in 2019

2021-01-12T22:45:10+00:00August 15th, 2019|Credit Repair, Credit Score|

Young business man with a shocked expression working on a laptop. When it comes to finances a lot of people like to play it safe. They think about safeguarding their jobs so that they can keep their living and keep that 401k plan going. But the key to having a strong defense is [...]

Aug 13, 2019

Top 5 Ways to Stop Debt Collection Harassment

2021-01-12T22:45:21+00:00August 13th, 2019|Debt Issues|

Hi.  I am Gary Nitzkin.  I am an attorney with Credit Repair Lawyers of America. There is always going to be a debate about whether a debt is good or bad, but what we can all agree on; is that debt collector harassment is a bad thing. If you are being harassed by debt collectors, [...]

Aug 11, 2019

5 Top Ways to Remedy an Identity Theft Case

2021-01-12T22:45:31+00:00August 11th, 2019|Identity Thefts & Scams|

Discovering that your identity has been stolen can paralyze you. Millions of people have had to consult a lawyer, which speaks to the prevalence of the crime. Getting a Credit Repair lawyer is the first thing on a lot of people’s minds as they seek to clean up their credit from identity theft. That is [...]

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