5 Biggest Mistakes that Damage Your Credit Whether you are renting an apartment, applying for a loan, or buying a house, your credit score is one of the first things people will check to determine the financial risk. Having a good credit score opens up a variety of opportunities. At the same time, a bad [...]
Is Your Identity in Danger? A Credit Lawyers Can help. As digital access has changed the way we do business, there are potential consequences to the never-ending flow of information. Identity theft is an increasing concern, especially with how quickly hackers can access personal information. If you suspect that your information might be compromised, then [...]
5 Steps to Fixing Errors on Your Credit Score Even if you think your credit report is accurate and up-to-date, the truth is that credit errors are more common than most people realize. It’s estimated that 1 in 20 people have credit errors – are you one of those people? The problem is that these [...]
How to know if you have a case under the Telephone Consumer Protection Act.
According to the Federal Trade Commission (FTC), the number one consumer complaint is in relation to identity theft and identity fraud. Learning the types of identity theft and fraud can help you know where theft and fraud may occur, and help you protect your assets and your identity. While online identity theft occurs more frequently [...]
You were probably screwed on your credit report by your mortgage lender. Mortgage loans are not dischargeable in bankruptcy, yet your mortgage lender probably reported your trade line as “included in bankruptcy.” Guess what? Your mortgage loan was NOT included in BK. Hence, if you made payments to your lender AFTER you filed Chapter 13, [...]
Discovering that your identity has been stolen can paralyze you. Millions of people have had to consult a lawyer, which speaks to the prevalence of the crime. Getting a Credit Repair lawyer is the first thing on a lot of people’s minds as they seek to clean up their credit from identity theft. That is [...]
You can take charge of your credit report and fix some things yourself.
If you have filed for bankruptcy, here is how you can protect your credit report right now.
Why New York Consumers May Now Have a Harder Time Avoiding Identity Theft While Surfing the Internet
Surfing the internet used to see relatively harmless. Now, however, California consumers may have a harder time avoiding identity theft while exploring new websites.
Florida’s youngest generation may be technologically savvy, but they still have a few things to learn about how to protect themselves against identity theft.
Illinois college students who want to start building their credit scores may wonder whether they should choose student cards or secured cards as their first credit cards.
Arizona consumers don’t have to live with high credit card balances. In fact, here are three tips on how you can get your debt under control in 2018.
There was a lot of excited surrounding the new credit scoring rules put into place in 2017, but, sadly, they’re not causing significant increases to New York credit scores.
Unfortunately, student loan scams are on the rise, but California consumers can protect themselves from fraudsters by following these tips from the FTC.