Credit Repair Lawyers Give Advice On Spotting Debt Collector Scams One way that people are getting scammed is through fraudulent debt collector calls. The caller says that you owe a certain amount of money and tells you to send money through a gift card or prepaid credit card. They sometimes threaten an urgent due date. [...]
Can Debt Collectors Take Your Coronavirus Stimulus Payment? With 20.5 million Americans out of work due to coronavirus shutdowns, Congress passed the CARES Act, which gave many people a $1,200 stimulus to help them get by during tough times. As the COVID-19 pandemic drags on, many people are still struggling to pay regular bills; those [...]
Veterans Administration Suspending Debt Collection Action Some positive news from the Department of Veterans Affairs. The VA is suspending collection actions on all debts where the Department of the Treasury has jurisdiction through the end of 2020, according to a new report. This is welcome news for many Veterans in these hard times. According the [...]
Covid-19 Has Not Stopped Credit Card Companies From Pursuing Wage Garnishment Recent reporting by ProPublica highlights the problems with wage garnishment from debt collectors that working Americans have faced during the current COVID-19 outbreak. As the country begins to reopen, however, relief from wage garnishment may not be right around the corner. The Reality of [...]
Today, there is no need to wait for answers to your credit questions. Talk to a credit repair lawyer, now! Our law firm, Credit Repair Lawyers of America, has just released our app called Edit Your Credit. Its now available in the Google Play Store and in the Apple app store. Here is what it [...]
Recent reporting by The Hill reveals that the Consumer Financial Protection Bureau (CFPB) has proposed new changes to the ways that debt collectors may contact consumers. The proposed rule changes also limit litigation that Debt Collectors may initiate as well as what information they may refer to Credit Reporting Agencies. Debt collectors have long harassed [...]
This week, 5.245 million new jobless claims were filed in the United States, which means that 22 million people have lost their jobs in the past month. In a few weeks, the unemployment rate has skyrocketed to nearly 18% due to the economic fallout of the COVID-19 pandemic. With so many people out of work, [...]
COVID 19 has affected everyone, including your creditors. However, many lenders, to be nice or to maintain good public relations, have offered to defer your mortgage payments or credit card debts, due to them from consumers such as you, for several months. While they may avoid dunning you for your payment for the next several [...]
Many Americans struggle to pay their bills and are forced to endure debt collector harassment on legitimate debt that by law are considered legitimate. However, what can be even worse, is that some creditors seek to enforce “Zombie Debt”, a term describing old debt that some creditors have refused to let die. CBS Austin reports [...]
We are pleased to announced our purchase StudentLoanMedix.com. We can now fix your student loans. We offer free Student Loan Consultations. We can advise you if you are in the right repayment program and if you are delinquent or in default, what you need to do to get your loans back on track. We do [...]
How to know if you have a case under the Telephone Consumer Protection Act.
You were probably screwed on your credit report by your mortgage lender. Mortgage loans are not dischargeable in bankruptcy, yet your mortgage lender probably reported your trade line as “included in bankruptcy.” Guess what? Your mortgage loan was NOT included in BK. Hence, if you made payments to your lender AFTER you filed Chapter 13, [...]
Hi. I am Gary Nitzkin. I am an attorney with Credit Repair Lawyers of America. There is always going to be a debate about whether a debt is good or bad, but what we can all agree on; is that debt collector harassment is a bad thing. If you are being harassed by debt collectors, [...]
Arizona consumers don’t have to live with high credit card balances. In fact, here are three tips on how you can get your debt under control in 2018.
Unfortunately, a lot of Georgia consumers struggle with medical debt. In fact, according to recent studies, 26% of consumers in Georgia and other states struggle with overwhelming medical bills. Sadly, many of those facing financial stress over healthcare costs actually have insurance. However, medical coverage is often insufficient – or, billing errors might inflate what [...]
