Debt Issues

Mar 4, 2022

Is slipping in defending against the flurry of Fair Debt Collection Practices Act lawsuits?

March 4th, 2022|Debt Issues|

On September 12, 2019, the United States District Court for the Northern District of GA entered a default judgment against for $147,702.35.  On December 22, 2021, it was domesticated here in Michigan, meaning that its now ripe for collection.  The Plaintiffs are Jeffrey and Pamela Cross.  Docket number 1:17-cv-03804. About This is a [...]

Apr 19, 2021

Indiana Attorney General $1.4 Million Judgment Against Munson, Indiana Collection Agency New Britain Financial

April 19th, 2021|Debt Issues|

Judgment Issued Against Debt Collectors After Violating The Federal Fair Debt Collection Practices Act Even today, debt collectors are still out of control.  Recently, the State of Indiana obtained a default judgment against New Britain Financial and its owner Nelson Macwan for violating Indiana’s Deceptive Consumer Sales Act.  According to the complaint, New Britain threatened [...]

Apr 7, 2021

Fishman Group Lawyers Are Facing Serious RICO Charges

April 7th, 2021|Debt Issues|

Were You Sued By Fishman Group PC? You Might Be Entitled To a Refund & Compensation On April 6, 2021, three Michigan Debt Collection Attorneys, Marc Fishman, Ryan Fishman, and Alexander Ichim were all charged with one count of conducting a criminal enterprise, also known as RICO.  They are accused of filing false Proofs of [...]

Feb 5, 2021

Credit Scams: Fake Debt Collectors Calling About Unpaid Debts

February 5th, 2021|Debt Issues, Identity Thefts & Scams|

Credit Repair Lawyers Give Advice On Spotting Debt Collector Scams One way that people are getting scammed is through fraudulent debt collector calls. The caller says that you owe a certain amount of money and tells you to send money through a gift card or prepaid credit card. They sometimes threaten an urgent due date.  [...]

Aug 10, 2020

Can Debt Collectors Take Your Coronavirus Stimulus Payment?

August 10th, 2020|Debt Issues|

Can Debt Collectors Take Your Coronavirus Stimulus Payment? With 20.5 million Americans out of work due to coronavirus shutdowns, Congress passed the CARES Act, which gave many people a $1,200 stimulus to help them get by during tough times. As the COVID-19 pandemic drags on, many people are still struggling to pay regular bills; those [...]

Aug 3, 2020

Veterans Administration Suspending Debt Collection Action

August 3rd, 2020|Debt Issues|

Veterans Administration Suspending Debt Collection Action Some positive news from the Department of Veterans Affairs. The VA is suspending collection actions on all debts where the Department of the Treasury has jurisdiction through the end of 2020, according to a new report. This is welcome news for many Veterans in these hard times. According to [...]

Jul 20, 2020

Covid-19 Has Not Stopped Credit Card Companies From Pursuing Wage Garnishment

July 20th, 2020|Debt Issues|

Covid-19 Has Not Stopped Credit Card Companies From Pursuing Wage Garnishment Recent reporting by ProPublica highlights the problems with wage garnishment from debt collectors that working Americans have faced during the current COVID-19 outbreak. As the country begins to reopen, however, relief from wage garnishment may not be right around the corner. The Reality of [...]

May 10, 2020

Consumer Financial Protection Bureau Proposes New Rules to Combat Improper Debt Collection

May 10th, 2020|Debt Issues|

Recent reporting by The Hill reveals that the Consumer Financial Protection Bureau (CFPB) has proposed new changes to the ways that debt collectors may contact consumers. The proposed rule changes also limit litigation that Debt Collectors may initiate as well as what information they may refer to Credit Reporting Agencies.  Debt collectors have long harassed [...]

Apr 27, 2020

Top 5 ways to Handle Credit Issues During COVID-19

April 27th, 2020|Credit Score, Debt Issues|

This week, 5.245 million new jobless claims were filed in the United States, which means that 22 million people have lost their jobs in the past month. In a few weeks, the unemployment rate has skyrocketed to nearly 18% due to the economic fallout of the COVID-19 pandemic. With so many people out of work, [...]

Apr 16, 2020

Can Zombie Debt be killed once and for all?

April 16th, 2020|Debt Issues|

Many Americans struggle to pay their bills and are forced to endure debt collector harassment on legitimate debt that by law are considered legitimate.  However, what can be even worse, is that some creditors seek to enforce “Zombie Debt”, a term describing old debt that some creditors have refused to let die. CBS Austin reports [...]

Apr 7, 2020

We now offer Free Student Loan Consultations

April 7th, 2020|Debt Issues|

We are pleased to announced our purchase We can now fix your student loans. We offer free Student Loan Consultations. We can advise you if you are in the right repayment program and if you are delinquent or in default, what you need to do to get your loans back on track.  We do [...]

Aug 18, 2019

How Having Mortgage While Filing Chapter 13 Can Be Negative

August 18th, 2019|Bankruptcy, Credit Score, Debt Issues|

You were probably screwed on your credit report by your mortgage lender.  Mortgage loans are not dischargeable in bankruptcy, yet your mortgage lender probably reported your trade line as “included in bankruptcy.”  Guess what?  Your mortgage loan was NOT included in BK.  Hence, if you made payments to your lender AFTER you filed Chapter 13, [...]

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