Aug 18, 2019

How Having Mortgage While Filing Chapter 13 Can Be Negative

August 18th, 2019|Bankruptcy, Credit Score, Debt Issues|

You were probably screwed on your credit report by your mortgage lender.  Mortgage loans are not dischargeable in bankruptcy, yet your mortgage lender probably reported your trade line as “included in bankruptcy.”  Guess what?  Your mortgage loan was NOT included in BK.  Hence, if you made payments to your lender AFTER you filed Chapter 13, [...]

Dec 8, 2017

How Surprise Bills from Ambulance Companies Create Medical Debt for California Consumers

December 8th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

California consumers with insurance are often surprised at the amount of medical debt created by surprise bills from ambulance companies.

Dec 8, 2017

Why Minnesota Consumers Should Still be Concerned About the Equifax Data Breach of 2017

December 8th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Now that the smoke has cleared, fewer Minnesota consumers are panicked about the Equifax data breach of 2017, but they should still be concerned.

Dec 8, 2017

Common Credit Mistakes that Make Illinois Consumers Look Risky to Lenders and Creditors

December 8th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Some credit mistakes are obvious. For example, if an Illinois consumer stops making car payments long enough for their vehicle to get repossessed, the resulting credit score drop shouldn’t come as a surprise. However, consumers in Illinois often make accidental credit mistakes that lead to lower credit scores and loan denials. Unfortunately, they may not [...]

Dec 7, 2017

Pennsylvania Consumers Should Know the Major Differences Between FICO Credit Scores and VantageScore Credit Scores

December 7th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Pennsylvania lenders may pull FICO scores or VantageCredit credit scores, so consumers should know the major differences between these two scoring models.

Nov 30, 2017

Why Consumers Should be Careful with their Credit Cards at Ohio Lottery Self-Service Vending Machines

November 30th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Ohio consumers can now enjoy the convenience of purchasing lottery tickets with credit cards at vending machines, but they should do so carefully.

Nov 28, 2017

The Better Business Bureau of Minnesota has Advice for Consumers Dealing with Debt Collectors

November 28th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Dealing with debt collectors is often frustrating. Luckily, though, the Better Business Bureau of Minnesota has some advice on how to cope.

Nov 28, 2017

How the FTC Plans to Protect Illinois Consumers Against Student Loan Debt Relief Scams with the “Game of Loans” Initiative

November 28th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Fraudsters are targeting Illinois consumers with student loan debt relief scams, but the FTC plans to protect them with its “Game of Loans” initiative.

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