5 Biggest Mistakes that Damage Your Credit Whether you are renting an apartment, applying for a loan, or buying a house, your credit score is one of the first things people will check to determine the financial risk. Having a good credit score opens up a variety of opportunities. At the same time, a bad [...]
What Happens to Credit Cards in Chapter 7 Bankruptcy? Credit Cards Get Discharged In Bankruptcy. You do not have to pay themThere are two types of debt. Secured debt, and unsecured debt. Secured debt means someone will take something from you if you don’t pay them. This is common in car loans and home [...]
Why New York Consumers May Now Have a Harder Time Avoiding Identity Theft While Surfing the Internet
Surfing the internet used to see relatively harmless. Now, however, California consumers may have a harder time avoiding identity theft while exploring new websites.
Florida’s youngest generation may be technologically savvy, but they still have a few things to learn about how to protect themselves against identity theft.
Illinois college students who want to start building their credit scores may wonder whether they should choose student cards or secured cards as their first credit cards.
Arizona consumers don’t have to live with high credit card balances. In fact, here are three tips on how you can get your debt under control in 2018.
Unfortunately, a lot of Georgia consumers struggle with medical debt. In fact, according to recent studies, 26% of consumers in Georgia and other states struggle with overwhelming medical bills. Sadly, many of those facing financial stress over healthcare costs actually have insurance. However, medical coverage is often insufficient – or, billing errors might inflate what [...]
Many California consumers use balance transfer credit cards to pay down heavy credit card debt, but they can sometimes harm credit scores.
Want a Happily Ever After? Here are a few tips on how Michigan couples can help each other protect their finances and credit scores after marriage.
It’s tempting to spend more in order to gain more rewards with credit cards, but Ohio consumers should avoid building credit card debt just to earn reward points.
Believe it or not, Illinois consumers can make rising interest rates work in their favor. Here are a few tips on how to look on the brighter side of higher APRs.
While Bitcoin may seem like an appealing investment right now, here are a few very good reasons why Minnesota consumers should avoid buying Bitcoin with credit cards.
Subscription services aren’t all bad, but many of them lead to recurring credit card charges. So, Georgia consumers should limit how many services they receive.
Pennsylvania consumers working to build a credit history from scratch often face a seemingly uphill battle. Typically, it takes credit – ideally, good credit – to get credit. So, how should a consumer in Pennsylvania start building a credit history in order to earn a good credit score? Often, experts advise consumers with no credit [...]
In case Michigan consumers are wondering why they should guard themselves heavily against identity theft and credit card fraud, here are the top reasons.