Debt Collector Harassment

A lot of New Yorkers have a secret. They’re dealing with abusive debt collector harassment and they don’t know how to make it stop. Unfortunately, many consumers who owe money think that they just have to deal with both the headaches and frustration. However, like all consumers, they have rights, and debt collectors are not permitted to treat them with anything but respect.

In fact, many of the abusive tactics commonly used by debt collectors violate the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal statute, in fact it clearly states that debt collectors may not engage in certain behaviors. At Credit Repair Lawyers of America, we help New York consumers stand up for their rights against abusive debt collectors.

Debt Collector Violations in New York

Debt collector harassment comes in many forms, but some abusive tactics are more common than others. Here are a few examples of the most frequent FDCPA violations we see. Debt collectors:

• Use profanity or insulting language with consumers;
• Lie to debtors about the size of their debt;
• Call consumers before 8:00 AM or after 9:00 PM (New York time);
• Discuss consumer debt with third parties such as employers, co-workers, and family members;
• Threaten debtors with actions that they cannot take, such as throwing them in jail or confiscating their property.

Stop Debt Collector Harassment in New York

If a debt collector uses any of these unlawful tactics against you or makes you feel uncomfortable in any way then make them stop. Call the experienced attorneys at Credit Repair Lawyers of America and then we will end the abuse immediately. We sue debt collectors that violate the FDCPA, and when we win, this statute requires them to pay our costs and fees. Additionally, our clients pay nothing for our services. In fact, there are some cases where the offending debt collection agencies are forced to pay our clients damages.