ID Theft Damage: Credit reporting agencies are not responsible for unauthorized transactions and charges caused by id theft. Yet, if a credit bureau fails to remove these items after they are correctly disputed, then they become liable.
New Yorkers have Rights to Free Credit Report Repair
The FCRA requires accuracy in credit reporting and entitles New York consumers to clean credit reports. At Credit Repair Lawyers of America, we stand up for your rights by cleaning up credit reports for free. If you are unsure about whether or not your credit reports contain errors, give us a call. We will arrange for you to securely send us your credit reports so that we can review them together. New York clients pay nothing for this service, regardless of whether or not we find mistakes.
If we do find errors on one or more of your credit reports, then we will expertly write dispute letters on your behalf and mail them to the correct creditors and credit reporting agencies. If this doesn’t get the job done, then we file lawsuits against the responsible parties. Often, in addition to paying our costs and fees, the defendants in settled cases are required to pay up to $1,000 in damages to our clients.