Top-Rated Credit Report Repair In New York

A Credit Repair Law Firm With More Than 15 Years Of Experience

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    Carl Schwartz

    New York Credit Repair Attorney

    Carl has a wealth of experience in Consumer Rights law. He is licensed in Michigan, Massachusetts, New York New Hampshire and Pennsylvania. He has actively litigated consumer rights cases in those states as well. Carl is the director of litigation at Credit Repair Lawyers of America and senior lawyer. He is a graduate of the University of Michigan an avid Wolverine’s fan.

    If you are paying for credit repair, you are paying too much. We are not a credit repair company, but a credit repair law firm. If a credit bureau or lender refuses to fix your credit after we send a single letter, we sue them….all at no out of pocket charge to you. In our many years of repair credit, we have learned a lot about the bureaus and how they operate. Put our experience to work to maximize your credit.

    Why Choose Our New York Credit Repair Firm

    When you are trying to clean up your credit, you want an experienced law firm that focuses its practice on consumer’s rights. That is who we are and what we have done since 2007. You also want a law firm that does something more than merely write letters. If the job does not get done with one letter, your law firm should immediately file a lawsuit against the credit bureaus and lenders for improperly reporting information on your credit scores. Finally, and most of all, you want a credit repair law firm that charges you nothing out of pocket. We collect our fees and costs from the defendants that we sue. Our motto is
    If you are paying for credit repair, you are paying too much.

    Free Credit Report Review & Repair

    We are happy to review your credit reports and send out dispute letters on your behalf for free. If we have to file a lawsuit, we collect our fees and costs from the defendants so there is no out of pocket charge to you for our fees and costs. This is what sets us apart from other law firms.

    Filing Lawsuits Against The Credit Bureaus

    We have filed thousands of lawsuits against the credit bureaus. We have also taken their depositions numerous times. We know how they operate and how they process disputes. Put our years of experience and insight to your advantage.

    Stop Debt Collectors

    Debt collectors have been on a rampage for the past several years. Just as bad are the bottom feeding debt buyers that purchase charged off debts and then harass consumers into paying debts that many times, consumers don’t even owe. Don’t get bullied by a debt collector. If you have been contacted by a debt collector, call or email us for a free, no obligation consultation. Know your rights. We are happy to advise you at no out of pocket charge to you.

    Our New 3 For Free Credit Repair Program

    Let us review your credit reports for free. We will send out up to 3 dispute letters at no charge to you. This is our 3 for Free Program. If you are paying for credit repair, you are paying too much. After reviewing thousands of credit reports over the years, we know what to look for and how to get rid of items that may be depressing your credit score that are not so obvious. Give us your credit reports and lets see what we can do to increase your credit score at no out of pocket charge to you.

    Understanding The Credit Repair Process

    Identifying Questionable Negative Items That Are Wronfully Hurting Your Credit Score

    Unless you have reviewed as many credit reports as we have, it’s unlikely that you will see many items that are hurting your credit score illegally. We have reviewed thousands and thousands of credit reports over the years. We have identified several kinds of errors that are not obvious to consumers but still illegally depress their credit scores. Give us your credit reports and we will find those things that are illegally depressing your credit score, all at no out of pocket charge to you.

    Our New York Credit Lawyers Fix Peoples Credit Reports In a Legally & Trustworthy Manner

    The Fair Credit Reporting Act Protects Consumers

    Beware of credit repair companies. Many of them use really sleazy tactics that provide temporary removal of negative items. These items usually reappear on your credit report after they are removed. Why? Because under the law, the Fair Credit Reporting Act, if the credit bureau cannot confirm the accuracy of an item appearing on your credit report within 30 days, it must remove it. Sometimes, they cannot do so in that time frame. However, when the item is ultimately confirmed as accurate, it’s reinserted into your credit report. This is not a legally sound method of disputing items. We, on the other hand, only use legally sound methods for attacking negative items on credit reports and back it up with litigation if the credit bureaus fail to remove the incorrectly reporting negative item. This way, once it comes off your credit report, it stays off of your credit report. Best of all, we charge you nothing out of pocket for our services.

    Accurate & Free Credit Report Review In New York

    At Credit Repair Lawyers Of America, we offer a FREE credit report review to give you an idea of what is being reported on your credit report and how we can help you fix it. Let us help you maximize your credit standing and review your credit reports for free.

    Learn More About no Our Out-Of-Pocket Litigation Program

    Defend Your Rights Against The Credit Reporting Bureaus

    If You Find Errors On Your Credit Report, You Are Entitled To Dispute The Issue

    The law puts you in charge of making sure that your credit report is accurate and that all information on it is correctly reported. If you find something that is inaccurate, let us dispute it for you. Better yet, let us review your credit reports and find even the more subtly incorrectly reporting items and dispute those as well. Once the credit reporting agency is on notice of incorrectly reporting information, it becomes their responsibility to fix your credit reports and make sure that they report accurately.

    What Our Clients Say About Our Credit Repair Lawyers

    With the assistance of Credit Repair Lawyers of America, I have learned to be patient, ask questions and let the professionals do their job. They identified a major error on my credit report, and as a result, I am more conscientious and knowledgeable about what’s entailed on my credit report. The process seemed long but there was a lot of work going on behind the scenes. Thanks Credit Repair Lawyers of America, you are appreciated.

    Thanks Credit Repair Lawyers of America, you are appreciated.

    Yolanda Harrel-Fenton

    ★★★★★

    They been helping me for years monitoring my credit and fixing error I don’t catch, great team.

    Katy Rodriguez

    5.0 ★★★★★

    I love the results that I received from Credit Repair Lawyers. All my questions were answered and I didn’t have to wait.

    Carla Piersen

    5.0 ★★★★★

    This company was very helpful with my case. They kept me informed and it was a very smooth experience.

    Quonya Williams

    5.0 ★★★★★

    We File Lawsuits On Behalf Of Our Clients Against Credit Reporting Agencies, Creditor, Or Debt Collector

    Call us today for a free, no obligation consultation at (248) 353-2882 or email us at [email protected].  We are happy to review your credit reports for free and send dispute letters out on your behalf, for free. If we have to file a lawsuit, we will not charge you anything out of pocket.  Call us today.

    Contact New York’s Leading Credit Repair Lawyers Schedule A Free & Confidential Case Consultation Today!

    Call or email us today to schedule a free, no obligation consultation. We are happy to review your credit reports for free. If you are being harassed or bullied by a debt collector, talk to us. We can stop the harassment and make the debt collector pay you. Our services cost you nothing out of pocket. Call us at (646) 770-2891 or email us at [email protected] for more information.

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