We fix credit reports. Here is how:

As Credit Repair Lawyers, we file lawsuits to repair credit under the Fair Credit Reporting Act (FCRA). Under this statute, the companies that are responsible for damaging your credit report are held responsible for paying damages to you plus our fees and costs. We focus on fixing errors and mistakes on credit reports.

Did you know that 80% of all credit reports have errors on them? Half of those errors depress the credit score?

Which half are you in?

As credit repair attorneys, we fix errors and mistakes on credit reports.

Common Causes for Credit Report Errors

Identity theft.

This is still one of the fastest growing crimes in America.

Mixed up information.

This kind of error occurs between different people with the same name. For example, Bob Smith who lives in Montana may have his credit information placed on Bob Smith who lives in Arizona. This is a very common mistake. This also happens a lot between fathers and sons with the same name, especially when they both live under the same roof.

Discrepancies among credit reporting agencies for the same debt.

One credit reporting agency may report a debt as current while another might report it as delinquent.

Delinquencies that are reported longer than 7 years.

Generally speaking, derogatory credit information has to be removed from your credit report after 7 years from the date of first delinquency. Sometimes a debt buyer or a collection agency may re-age the date of last delinquency so that negative information stays on your credit report longer than seven years. In 2004, the Federal Trade Commission hit NCO Financial Systems with a $1.5 million fine for doing this very thing.  It’s illegal.

Talk To A Credit Repair Lawyer for Free

Let’s start the conversation about how Credit Repair Lawyers of America in Georgia can help you. Mr. Alex Simanovsky is a seasoned and experienced Georgia Credit Repair attorney. He works with us to provide excellent and free credit repair services. If you have questions, please call us at (404) 591-6680 or email us at gary@creditrepairlawyersam.com. The advice is priceless.

    Credit Repair Lawyers of America

    3355 Lenox Road #750
    Atlanta, GA, 30326

    Monday to Friday: 8:30 AM to 5:00 PM
    Weekends: By Appointment Only