Why Consumers Trust Us to Fix their Credit Reports
Remove Credit Report Errors For Betters Scores
Make Abusive Debt Collectors Pay Damages
Fix Credit Report Damage After Identity Theft
Former Debt Collection Attorney
Our law firm has been around since 1990. Then in 2008 our focus switched to credit report repair and we never looked back. The experienced team of attorneys at the Law Offices of Gary D. Nitzkin takes pride in helping consumers with both credit issues and charging them nothing for the work we do. Our success has enabled us to expand into numerous states, and also in Ohio. Here, we look forward to assisting new clients with credit report issues, identity theft recovery, and abusive debt collectors.
Our Credit Repair Services. There’s No Trick.
Clients are often puzzled by our business model. We understand why clients are skeptical, and we’re very transparent about the fact that we don’t work for free. However, the Fair Credit Reporting Act (FCRA) requires the creditors and credit bureaus that violate the statute to cover our costs and fees. This is why our clients never get stuck with the bill. So all you have to do is:
1.
Contact our credit law office and explain the details of your credit report error situation
2.
Our credit attorneys send dispute letters to the appropriate creditors or credit reporting agencies.
3.
If they do not cooperate we file lawsuits against them, making them pay our costs and fees.
4.
Errors on your credit report are removed or fixed, and you don’t have to pay a penny.
Credit Report Repair
Consumers in Ohio know that negative items on their credit reports like repossession, charge-offs, and bankruptcies can damage their credit scores. However, credit report errors make credit scores drop too. Strangely enough though, creditors and credit reporting agencies are largely responsible for these mistakes. Consumers entrust their information to these organizations, but they don’t always manage this data responsibly. When they fail then it’s your credit score that suffers too.
Luckily, you can fight back with help from the Law Offices of Gary D. Nitzkin, P.C. Under the Fair Credit Reporting Act (FCRA), all consumers are entitled to accurate credit reports. So, our firm works under the FCRA to provide credit report repair services that clean up credit reports no matter what it takes. In fact, if lenders or credit bureaus won’t cooperate with our requests, we file lawsuits against them. The FCRA also requires the defendants in successful actions to pay our costs and fees. In fact, this is why our clients pay nothing for the work we do.
Credit Report Recovery after Identity Theft
Identity theft victims face a number of challenges in the recovery process. One of the biggest issues to address is credit report damage suffered because of ID theft. Left with both fraudulent charges and unauthorized transactions on their credit reports, victims of identity theft are at the mercy of lenders and credit reporting agencies. However, these organizations are often uncooperative. They treat identity theft cases with skepticism, yet this also slows down the recovery process. At the Law Offices of Gary D. Nitzkin, we know how to deal with both creditors and credit bureaus, and we help identity theft victims clean up their credit reports quickly.
End Debt Collector Harassment
Debt Collector Harassment is a huge problem in Ohio because consumers often don’t report abusive debt collectors. Embarrassed by their situations, they suffer in silence and don’t realize that their rights are protected. Under the Fair Debt Collection Practices Act (FDCPA), all consumers have rights against abusive debt collectors. They are not permitted to call you at all hours, threaten you, nor berate you. So, if you experience any of these abuses from a debt collector, we’ll make them stop. In some cases, we can sue harassing debt collectors under the FDCPA and make them pay you damages.