No one wants to deal with endless phone calls and letters from debt collectors, especially when the communication becomes abusive. Unfortunately though, debt collector harassment is a growing problem in Pennsylvania. Even though a federal statute called the Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from engaging in certain tactics, they still overstep their boundaries. Some abusive debt collectors think they can get away with anything because harassed consumers are afraid to speak up.
However, Pennsylvania consumers should know that their rights are protected by the FDCPA, regardless of whether they owe money or not. Debt collectors are required to treat you with respect, and if they don’t, then they may be fined or even put out of business. At any rate, you can put a stop to debt collector harassment, and Credit Repair Lawyers of America can help.