Credit Repair – for FREE
Credit reports are legitimately damaged by negative items such as late payments, charge-offs, and repossession. Often, though, flawed credit reports are the result of mistakes made by creditors and credit reporting agencies. Through no fault of their own, about 80% of Pennsylvania consumers have these types of errors on their credit reports. Because many of these errors bring credit scores down, credit repair is a must.
At Credit Repair Lawyers of America, we take credit repair very seriously, and we don’t take “no” for an answer when lenders and credit bureaus won’t cooperate. We work under the Fair Credit Reporting Act (FCRA) to remove mistakes and errors from credit reports, for free, no matter what it takes. Often, it’s necessary for us to file lawsuits against creditors and credit reporting agencies on behalf of our clients. When this happens, the FCRA requires the defendants in successful actions to pay our costs and fees. In some cases, they must also pay damages to the consumers we represent.