Credit Repair LawyersOf Texas

Credit Repair

Texas consumers who think they don’t need credit repair are in for a surprise when they learn how frequent credit report errors occur. In fact, about 80% of credit reports contain inaccuracies of some kind. Why? Creditors and credit reporting agencies frequently make mistakes, and we don’t think that consumers should pay for these slip-ups with lower credit scores.

We also don’t take “no” for an answer when the credit bureaus won’t cooperate with our requests. If they refuse to remove inaccurate information from credit reports then we sue them on behalf of our clients. In fact, we are one of the nation’s largest filers of lawsuits to repair credit under the Fair Credit Reporting Act (“FCRA”). Also, not only do we collect both our fees and costs from defendants in settled cases, but in some cases, these same defendants must pay damages to our clients.

Identity Theft Recovery

Recovering from identity theft is hard enough. It’s even more difficult when identity theft victims are met with resistance from creditors and credit reporting agencies when trying to clean up their credit reports. Luckily, at Credit Repair Lawyers of America, we know how to deal with these organizations due to our years of experience. We’ll make sure that both fraudulent charges and unauthorized accounts are quickly removed from your credit reports. To simplify the process even further, we’ll even write your dispute letters for you and make sure that all of your documents are in order.

Stop Debt Collector Harassment

There are too many consumers in Texas who think that just because they owe money, they have to put up with debt collector abuse and harassment. They don’t. Under the Fair Debt Collection Transactions Act (FDCPA) the rights of all consumers are protected against abusive debt collectors. So, if you are threatened, berated, or relentlessly called at all hours by a debt collector, we can make them stop. We may even be able to sue them for FDCPA violations and make them pay YOU.