How Debt Collectors in California Commonly Violate the FDCPA
Debt collector harassment takes many forms, but these are the abusive tactics we most frequently see in California. Debt collectors:
• Discuss debts with third parties such as family members, friends, and coworkers.
• Call before 8:00 AM or after 9:00 PM (pst). Abusive debt collectors also call consumers at work even when they are told that it’s inconvenient.
• Yell, use harsh language, and berate consumers on the phone. If a debt collector says anything unprofessional to you, then it is NOT okay.
• Inflate the size of consumer debt. For example, debt collectors try to make extra profit by charging unlawful fees.
• Threaten consumers with penalties that they can’t or won’t inflict. For example, debt collectors cannot put you in jail or take your property, so they may not threaten you with these actions.