Banks and credit card companies often fight consumers when they are victims of identity theft. They don’t want you to know that you have rights under the Fair Credit Billing Act and Regulation Z. In short, if you dispute an item on your credit card statement, they must prove that you owe the debt. If they keep the debt on your account, you can sue them to credit your account and for the related interest charges. We have filed a lot of these lawsuits. The best part is that they have to pay your attorneys fees and costs so it costs you nothing out of your pocket to have us file these lawsuits.