Why we’re the Name you Trust in Credit Report Repair
We’ve been in business as a law firm since 1990, and have provided our current services since 2008. We bring a lot of experience to the table, and our success has allowed us to expand into several states. Now that we’re here in Illinois, we’re eager to help a whole new set of clients with their credit report and debt collection issues. In addition to cleaning up credit reports for consumers, we also help identity theft victims through the credit report recovery process, and make abusive debt collectors stop calling.
Credit Repair
Illinois consumers who think they don’t need credit repair are in for a surprise when they learn how frequent credit report errors occur. In fact, about 80% of credit reports contain inaccuracies of some kind. Why? Creditors and credit reporting agencies frequently make mistakes, and we don’t think that consumers should pay for these slip-ups with lower credit scores.
We also don’t take “no” for an answer when the credit bureaus won’t cooperate with our requests. If they refuse to remove inaccurate information from credit reports then we sue them on behalf of our clients. In fact, we are one of the nation’s largest filers of lawsuits to repair credit under the Fair Credit Reporting Act (“FCRA”). Also, not only do we collect both our fees and costs from defendants in settled cases, but in some cases, these same defendants must pay damages to our clients.
Identity Theft Recovery
Recovering from identity theft is hard enough. It’s even more difficult when identity theft victims are met with resistance from creditors and credit reporting agencies when trying to clean up their credit reports. Luckily, at Credit Repair Lawyers of America, we know how to deal with these organizations due to our years of experience. We’ll make sure that both fraudulent charges and unauthorized accounts are quickly removed from your credit reports. To simplify the process even further, we’ll even write your dispute letters for you and make sure that all of your documents are in order.
Stop Debt Collector Harassment
There are too many consumers in Illinois who think that just because they owe money, they have to put up with debt collector abuse and harassment. They don’t. Under the Fair Debt Collection Transactions Act (FDCPA) the rights of all consumers are protected against abusive debt collectors. So, if you are threatened, berated, or relentlessly called at all hours by a debt collector, we can make them stop. We may even be able to sue them for FDCPA violations and make them pay YOU.
How do we provide credit repair?
Under the Fair Credit Reporting Act (“FCRA”), the law that we use, the credit bureaus and lenders are responsible for paying our fees and costs. Therefore, we can get both your credit report fixed and credit repaired at no charge to you.
Talk To A Credit Repair Lawyer for Free
Credit Repair Lawyers of America
11 W Wacker, Suite 300
Chicago, IL 60606
HOURS OF OPERATION
Monday to Friday: 8:30 AM to 5:00 PM
Weekends: By Appointment Only
