Credit Repair LawyersOf New Jersey

How We Get Paid

The Fair Credit Reporting Act is a statute that allows consumers to fix their credit reports while using a credit repair lawyer. We charge our fees and costs to lenders and the credit bureaus that retain inaccurate information about you. We send them one letter and advise them of what is incorrect on your credit report. They either do the right thing and remove the inaccurate item(s) or they don’t. If they remove the illegal items, we are all set and we will have fixed your credit report at no charge. We are glad to help. If they don’t remove these items, we sue them. We get our clients the greater of actual damages or statutory damages of up to $1,000 as allowed by law. We also make the defendants in our cases pay our fees and costs. We will also get your credit report right and it will not cost you a thing.

To learn more about “Credit Repair” check out our webpage that describes it particularly.

Debt Collection Harassment Is Illegal

Many debt collectors think that because you owe money to their client, that they have the right harass you. They may call you at work, late at night, talk to your friends and family about your debt. Here is the good news; they don’t have that right. Even better, we sue debt collectors that harass and abuse our clients. We can get you monetary damages and stop the harassing telephone calls. Again, it won’t cost you anything to use our services. Under the Fair Debt Collection Practices Act, we can and do collect our fees and costs from the Defendants.