Bogus credit card charges are not a joke. You could be held liable for debts that you didn’t incur. Sometimes, you could be held for tens or even over $100,000 in bogus debt.
Lately, we have seen a large spike in American Express credit card disputes involving strip clubs. These sleazy merchants charge tens of thousands of dollars in unauthorized charges. American Express almost routinely, sides with the strip club. We have several such cases going on against American Express.
The scam works like this. A ravishing young lady entices a customer to go to the VIP room. While there, she drugs him, takes his phone and his Amex card and racks up these charges. For many people, their phones can be opened with their face recognition or some other biometric. This is blatant credit card fraud.
When consumers try to dispute these charges on their own, American Express declines these disputes stating that the consumer was in the strip club and handed over his Amex card. Thus, they believe its not fraud. Its as if to say that if you give your credit card to a scammer, you have given them permission to charge whatever they want on it. The law does not work like that.
Recently, we have received several calls from men who have walked into strip clubs only to have their American Express card taken from them and charged for tens of thousands of dollars. In several instances, the sleazy strip club operator fleeced their customer for over $100,000. Here is the worst part. American Express has steadfastly stood by the merchant. Why? Because Amex knows that most people wont do anything about it. They will either eat the loss or file bankruptcy because the consumer does not know his rights.
DON’T PAY A BOGUS CREDIT CARD CHARGE THAT YOU DON’T OWE
If you have been a strip club victim through your American Express card, we can fight back for you AT NO OUT OF POCKET CHARGE.
Under the law that governs credit card disputes, you have a right to dispute bogus charges to your credit card account. When you timely make such a dispute, the bank must investigate it (which many times, it does not). When the bank declines your credit card dispute, you must either sue the bank or demand arbitration.
What you need to do when Amex declines your credit card dispute.
In the numerous cases that we have litigated with Amex, they generally decline credit card disputes. Usually, Amex just does a really poor job of investigating your dispute. But because they don’t want to eat the loss, they will do everything in their power to make you pay the debt. Don’t pay a debt that you did not incur.
The 2 Rules for Handling Your Credit Card Dispute with Amex.
Rule 1 – Document everything. Keep a copy of every email that you get and receive from Amex. When you call them, write it down in a journal somewhere. I will eventually need it for the arbitration case that our firm will have to inevitably file on your behalf.
Rule 2 – When Amex declines your dispute, call us immediately at (404) 591-6680 and let us help you at no out of pocket charge. We will take it from there.
Under the law, we can and do make Amex pay our fees and costs for representing you. You should that you have only 1 year from the date that Amex declines your dispute to sue it or demand arbitration.
Don’t Get Stuck Paying a Bill that is Not Yours. Call us today.
Contact us at (404) 591-6680 or email me, Attorney Gary Nitzkin at [email protected] or a free, no obligation consultation. We have litigated a number of credit card disputes with Citi and have obtained success for our clients, all at no out of pocket charge to them. We can help you, too.
Attorney Gary Nitzkin
(404) 591-6680
