Is Your Identity in Danger? A Credit Lawyers Can help. As digital access has changed the way we do business, there are potential consequences to the never-ending flow of information. Identity theft is an increasing concern, especially with how quickly hackers can access personal information. If you suspect that your information might be compromised, then [...]
5 Steps to Fixing Errors on Your Credit Score Even if you think your credit report is accurate and up-to-date, the truth is that credit errors are more common than most people realize. It’s estimated that 1 in 20 people have credit errors – are you one of those people? The problem is that these [...]
Is There a Difference Between Credit Repair and Credit Counseling? Having a good credit score is essential if you want to take control of your financial life. Not only does good credit give you access to lower interest rates, but you can also qualify for the credit cards, loans, and mortgages that are needed for [...]
Get Answers to your questions about credit repair, student loans and debt collection harassment NOW!!!!
Today, there is no need to wait for answers to your credit questions. Talk to a credit repair lawyer, now! Our law firm, Credit Repair Lawyers of America, has just released our app called Edit Your Credit. Its now available in the Google Play Store and in the Apple app store. Here is what it [...]
Recent reporting by The Hill reveals that the Consumer Financial Protection Bureau (CFPB) has proposed new changes to the ways that debt collectors may contact consumers. The proposed rule changes also limit litigation that Debt Collectors may initiate as well as what information they may refer to Credit Reporting Agencies. Debt collectors have long harassed [...]
How to know if you have a case under the Telephone Consumer Protection Act.
According to the Federal Trade Commission (FTC), the number one consumer complaint is in relation to identity theft and identity fraud. Learning the types of identity theft and fraud can help you know where theft and fraud may occur, and help you protect your assets and your identity. While online identity theft occurs more frequently [...]
Young business man with a shocked expression working on a laptop. When it comes to finances a lot of people like to play it safe. They think about safeguarding their jobs so that they can keep their living and keep that 401k plan going. But the key to having a strong defense is [...]
Discovering that your identity has been stolen can paralyze you. Millions of people have had to consult a lawyer, which speaks to the prevalence of the crime. Getting a Credit Repair lawyer is the first thing on a lot of people’s minds as they seek to clean up their credit from identity theft. That is [...]
If you have filed for bankruptcy, here is how you can protect your credit report right now.
Soon, the three major credit bureaus will roll out VantageScore 4.0. Here’s what Ohio consumers should know about the new credit scoring model.
Lenders are tightening up conditions, and this is just one more reason for Michigan consumers with low credit scores to seek credit repair.
An online search for anything related to “bad credit” and “Ohio” brings up a list of offers for car loans and home loans for credit-challenged consumers. Therefore, it seems reasonable to assume that, even though Ohioans are striving valiantly to earn better credit, bad credit still plagues the Buckeye State. Here’s something that may surprise [...]
Ohio has been coming back strong in the past few years. Unfortunately though, a lot of Ohio residents are still struggling with bad credit. In fact, the average credit scores of consumers living in the three biggest cities in the Buckeye State are lower than the national average (Columbus: 643.10, Cleveland: 626.55, Cincinnati: 636.31). However, [...]
In July of 2017, you may be 1 of 12 million consumers who will be affected by new credit reporting policies which may jump your credit score by as much as 40 points. In an attempt to bring more accuracy to credit reports, the three primary reporting bureaus (TransUnion, Experian, and Equifax) will make some [...]