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Apr 28, 2018

Did you file Bankrutpcy? Protect your Credit Report Now!

2018-12-11T20:42:13+00:00April 28th, 2018|Banking, Bankruptcy, Chapter 13 Bankruptcy, Consumer Rights, Credit, Credit Bureau, Credit Bureaus, Credit Mistakes, Credit Repair, Credit Repair Lawyer, Credit Repair Lawyers, Credit Report, Credit Report Errors, Credit Reporting, Credit Reports, Credit Score, FCRA, FCRA Violations, Federal Credit Reporting Act, Free Credit Repair, free credit repair lawyer, Uncategorized|

If you have filed for bankruptcy, here is how you can protect your credit report right now.

Mar 31, 2018

Who we sued in March 2018 and Why

2018-12-11T20:42:13+00:00March 31st, 2018|Credit Repair, Uncategorized|

My parents, many years ago, had a gangster as a neighbor.  He made no attempt to hide his checkered past.  Indeed, he once told them “I ain’t hurt no one that didn’t deserve it.”  That quote still resonates with me today.  Indeed, we haven’t sued anyone that didn’t deserve it.  Here are the trends that [...]

Sep 8, 2017

What the Introduction of VantageScore 4.0 May Mean for Ohio Consumers

2018-12-11T20:42:42+00:00September 8th, 2017|Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Score, FICO Score, Free Credit Repair, free credit repair lawyer, OH, Ohio, Uncategorized, VantageScore|

Soon, the three major credit bureaus will roll out VantageScore 4.0. Here’s what Ohio consumers should know about the new credit scoring model.

May 16, 2017

What Should Ohio Consumers do if a Credit Bureau Doesn’t Respond to a Dispute Letter in 30 Days?

2018-12-11T20:42:54+00:00May 16th, 2017|CFPB, Credit, Credit Bureau, Credit Repair, Credit Repair Lawyer, Credit Report, FCRA, FCRA Violations, Free Credit Repair, free credit repair lawyer, OH, Ohio, Uncategorized|

An online search for anything related to “bad credit” and “Ohio” brings up a list of offers for car loans and home loans for credit-challenged consumers. Therefore, it seems reasonable to assume that, even though Ohioans are striving valiantly to earn better credit, bad credit still plagues the Buckeye State. Here’s something that may surprise [...]

May 3, 2017

TOP FOUR TIPS FOR Ohio Residents TO IMPROVE THEIR CREDIT Score

2018-12-11T20:42:56+00:00May 3rd, 2017|Bad Credit, Credit, Credit Repair, Credit Repair Lawyer, Credit Score, FACTA, FCRA, Free Credit Repair, free credit repair lawyer, OH, Ohio, Uncategorized|

Ohio has been coming back strong in the past few years. Unfortunately though, a lot of Ohio residents are still struggling with bad credit. In fact, the average credit scores of consumers living in the three biggest cities in the Buckeye State are lower than the national average (Columbus: 643.10, Cleveland: 626.55, Cincinnati: 636.31). However, [...]

Apr 25, 2017

New Credit Reporting Policies May Boost Credit Scores for Arizonians

2018-12-11T20:42:57+00:00April 25th, 2017|#AZ, Arizona, CFPB, Credit, Credit Bureaus, Credit Repair, Credit Repair Lawyer, Credit Report, Credit Reporting, Free Credit Repair, free credit repair lawyer, Uncategorized|

In July of 2017, you may be 1 of 12 million consumers who will be affected by new credit reporting policies which may jump your credit score by as much as 40 points. In an attempt to bring more accuracy to credit reports, the three primary reporting bureaus (TransUnion, Experian, and Equifax) will make some [...]

Apr 4, 2017

How the Georgia Industrial Loan Act Fights Predatory Lending

2018-12-11T20:42:58+00:00April 4th, 2017|Credit, Credit Repair Lawyer, Debt, Debt Collection, Fair Debt Collections Practices Act, FDCPA, Finance, Free Credit Repair, Georgia, Loan, Payday Loan, Predatory Lending, Uncategorized|

  Have you ever heard the term “predatory lending?” It might make you think of big animals with big teeth. And maybe that $200 you need to make it until your next payday is in the mouth of the meanest looking gator you’ve ever seen. You really need the cash, and the money’s right there, [...]

Mar 20, 2017

DEBT COLLECTORS CANNOT SHIELD THEMSELVES FROM LIABILITY FOR ILLEGAL COLLECTION ATTEMPTS TAKEN BY OTHERS ON THEIR BEHALF

2018-12-11T20:42:58+00:00March 20th, 2017|Debt Collector, debt collector harrassment, Fair Debt Collections Practices Act, FDCPA, Uncategorized|

The United States Court of Appeals for the Seventh Circuit held that a debt collector is liable for the illegal actions of its attorneys and other agents that are taken on the debt collector’s behalf, as long as the attorney or agent is also acting as a debt collector.  In that case, Asset Acceptance, LLC, [...]

Feb 13, 2017

HELP MAY BE ON THE WAY FOR JOB SEEKERS WITH CREDIT ISSUES.

2018-12-11T20:42:58+00:00February 13th, 2017|Credit Repair Lawyer, Free Credit Repair, Uncategorized|

Job seekers with poor credit know all too well how negative items on their credit report can put them at a disadvantage when seeking employment, since companies often check an applicant’s credit report before offering employment.  This "credit report as a condition of employment" cycle creates a vicious circle where a person having credit difficulties [...]