Right now, tax debt collection call scams are a big problem in Michigan, but here are a few tips to help consumers avoid falling victim.

Michigan consumers who receive tax debt collection calls right now should know about the latest scam to hit the Mitten State. Unfortunately, reports indicate that fraudsters are impersonating Michigan Department of Treasury officials in order to take advantage of taxpayers. Also, these scammers are incredibly convincing. Believing that they actually owed tax debts, many Michigan residents have lost money to this scheme. However, you can prevent yourself from becoming the next victim. Learn the facts about these phony tax debt collection calls, so that your financial assets and personal data stay safe. In addition, even when it comes to legitimate debt collectors, all Michigan consumers should understand their rights concerning abuse and harassment.

How Fraudsters Trick Michigan Consumers with Convincing Tax Debt Collection Call Scams

The scammers making these phony calls take advantage of the latest technology to fool consumers. For example, they alter their phone numbers. Using sophisticated tricks, their numbers appear as treasury phone lines when targeted Michiganders check their caller IDs. They may also use real names and titles of individuals who work for the Michigan Department of Treasury. Therefore, it is easy to see how consumers fall for the scheme and willingly pay false tax debts.

Another reason why these fraudsters are successful is that they intentionally pursue Michigan’s most vulnerable residents – the elderly. They catch seniors off-guard, and scare them into thinking they owe sizable tax debts. Then, the scammers threaten their victims with legal action or even arrest unless they pay up. If the consumer agrees, the phony Michigan treasury representative instructs them to submit payment via wire transfer, prepaid debit card, or gift card.

How Michigan Consumers Can Recognize Tax Debt Collection Call Scams

Deputy Treasurer Glen White of the actual Michigan Department of Treasury has published an official statement concerning these tax debt collection call scams. First, Treasurer White wants all Michigan residents to know that his department seldom contacts consumers by phone. Instead, they send official letters to Michigan consumers who owe back taxes.

Next, the Michigan Department of Treasury does not demand immediate payment with a specific method. Typically, consumers with tax debts receive bills along with payment plan options. Also, Treasury representatives NEVER threaten Michigan consumers with arrest or demand debit or credit card numbers over the phone.

Treasurer White urges all consumers who receive tax debt collection calls to call (516) 635-5265 to verify the debt. Or, if you know for a fact that you do not owe back taxes, simply hang up the phone and report the incident to the Internal Revenue Service (IRS).

How Michigan Consumers Should Deal with Real but Abusive Debt Collectors

Unfortunately, even legitimate debt collectors in Michigan frequently cross lines and ignore boundaries. They may call at inappropriate hours, use harsh language with consumers, and make threats that can’t legally keep. However, when debt collectors use these harassing tactics, Michigan consumers don’t have to put up with the abuse. A federal statute called the Fair Debt Collection Practices Act (FDCPA) protects the rights of all consumers against debt collectors that cross the lines. So, if debt collection agents harass you or make you feel uncomfortable in any way, you can make them stop.

Your best immediate defense against abusive debt collectors is to contact Credit Repair Lawyers of America in Michigan. This way, you don’t have to deal with the debt collector on your own. Instead, you can call our firm and get an experienced FDCPA attorney to stand up for your rights under the FDCPA. We will stop the debt collector abuse no matter what it takes – for free. Then, if we file a successful action against the debt collection agency, you may even receive damage payments.

The Free and Legal way to Stop Debt Collector Harassment in Michigan

Don’t let debt collectors get away with illegal actions. At Credit Repair Lawyers of America, we’ve stopped debt collector abuse since 2008. We make the debt collector pay you. Our services cost you nothing. How do we do it? All of our fees come from the defendants in settled cases. This is why our clients pay nothing for the work we do.

Let’s start the conversation about what we can do to stop debt collectors from harassing you. Call us today at (248) 353-2882 or contact us via our website.

For more information about Ending Debt Collector Abuse, please visit https://creditrepairlawyersam.com/michigan/michigan-debt-collectors/.