May 15, 2017

How Trump’s Curbing of Financial Protections May Affect Michigan Consumers

May 15th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

In the most recent version of the annual Top Ten Michigan Consumer Complaints list published annually by the Attorney General, credit and debt collection issues dominated once again. Still reeling from the Financial Crisis of 2008, many Michiganders are working to revive their credit scores. Consumers in the Mitten are also very concerned with credit [...]

May 12, 2017

How Michigan Consumers Prevent Identity Theft

May 12th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Michigan tied with four other states for having the largest amount of fraud complaints per capita. This is a huge problem for Michigan consumers. Identity theft can leave you with immediate financial losses and with long-lasting credit damage. Because identity theft is so difficult to recover from, the best strategy is to prevent it. 10 [...]

May 11, 2017

Good News for Arizona Consumers Who’ve Been Harassed by Illegal Debt Collection Activity from these Online Lenders

May 11th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Four online lenders have recently been sued by the Consumer Financial Protection Bureau (CFPB) for illegal debt collection practices. Golden Valley Lending Inc., Silver Cloud Financial, Inc., Mountain Summit Financial, Inc., and Majestic Lake Financial, Inc. are all being charged with heavy violations. Based in California, these lenders allegedly deceived borrowers in multiple states, including [...]

May 10, 2017

As a Georgia Consumer, How Do I Get Free Copies of My Credit Reports?

May 10th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

All Georgia consumers should get into the habit of regularly checking their credit reports. Under the Fair and Accurate Credit Transactions Act, you are entitled to one free copy of your credit report from each of the major credit bureaus every twelve months. This means that you literally have NO excuse not to check. Knowing [...]

May 9, 2017

Do Credit Repair Companies Work in Michigan?

May 9th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

If you are a Michigan consumer who’s struggling with bad credit, you may be looking for a quick way to improve your credit score. When you see advertisements for credit repair companies, you’re probably wondering if these agencies might have the solutions to your problems. They might, but there’s no guarantee. Credit repair companies have [...]

May 8, 2017

TOP 7 WAYS THAT ARIZONA RESIDENTS CAN STOP IDENTITY THEFT

May 8th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Unfortunately, identity theft is a big problem in Arizona. This is largely due to a lot of Americans choosing to retire in the Grand Canyon State. Sadly, identity thieves love to prey on senior citizens. However, consumers of every age can protect themselves against these identity scammers. To get you started, here are the top [...]

May 5, 2017

Top 6 things to check on your credit report after filing for bankruptcy

May 5th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Your Bankruptcy Attorney should be especially vigilant of your credit report.  To truly get the fresh financial start that she is promising, you should have both a discharge from your debts or a plan of reorganization and a clean credit report. Bankruptcy is not a permanent kiss of death to a credit score.  The illegal [...]

May 4, 2017

How to Increase Your Credit Score Immediately in Georgia

May 4th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Georgia residents are usually pretty patient. This is a quality that comes naturally to Southerners. However, when it comes to bad credit, you want it fixed NOW. That’s understandable. Having a low credit score limits your opportunities and makes life harder than it needs to be. Luckily, there are several ways to fix your credit, [...]

May 3, 2017

TOP FOUR TIPS FOR Ohio Residents TO IMPROVE THEIR CREDIT Score

May 3rd, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Ohio has been coming back strong in the past few years. Unfortunately though, a lot of Ohio residents are still struggling with bad credit. In fact, the average credit scores of consumers living in the three biggest cities in the Buckeye State are lower than the national average (Columbus: 643.10, Cleveland: 626.55, Cincinnati: 636.31). However, [...]

May 2, 2017

How to Remove Medical Collections from Your Credit Report in Michigan

May 2nd, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Even if you work for one of the Big Three in Michigan and have good medical insurance, it may not be enough to cover all of your bills. Hospital stays and extended treatments can get expensive, quickly. You may also be out of work for a while if you’re sick or injured. All too often, [...]

May 1, 2017

How to Remove Debt Collection Items from Your Credit Report in Arizona

May 1st, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

There have been plenty of issues with poor debt collection practices in Arizona over the past few years. This can make it difficult for Arizonians to know what should and what shouldn’t be on their credit reports when it comes to debt collections. Having an account that has gone to debt collections on your credit [...]

Apr 28, 2017

How to Remove Bad Credit from Your Credit Report in Georgia

April 28th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Unfortunately, a lot of consumers in Georgia are struggling with credit issues. The four biggest cities in the Peach State, Atlanta, Augusta, Savannah, and Athens, have average credit scores that range from 628 to 648. Consumers with scores that fall within this range are said to have “fair” credit. There are also plenty of Georgians [...]

Apr 27, 2017

Disputing Medical Bills on Your Credit Report in Ohio

April 27th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Incredibly good health care is available in Ohio. In fact, the Cleveland Clinic has been ranked by U.S. News & World Report as the nation’s top hospital in cardiology and heart surgery and the second best hospital overall. If you’re sick or injured in the Buckeye State, at least you know that you’re in good [...]

Apr 26, 2017

How do Lawyers Fix Your Credit Score in Michigan?

April 26th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

If you’re one of the many consumers in Michigan who wants the best possible credit score, credit repair lawyers can help. But to be clear, these specialized attorneys actually work to have errors removed from your credit reports. Of course, if your goal is to fix your credit report, this is a great first step. [...]

Apr 25, 2017

New Credit Reporting Policies May Boost Credit Scores for Arizonians

April 25th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

In July of 2017, you may be 1 of 12 million consumers who will be affected by new credit reporting policies which may jump your credit score by as much as 40 points. In an attempt to bring more accuracy to credit reports, the three primary reporting bureaus (TransUnion, Experian, and Equifax) will make some [...]

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