Bankruptcy

Jun 13, 2017

How Ohio Consumers can Find out if they’ve been Hit with Identity Theft

June 13th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

No one likes to think about the possibility of identity theft, but it’s important to know the warning signs and what do to if your personal data is compromised. Unfortunately, identity theft is still on the rise in Ohio, so Ohio consumers should always be on the lookout for suspicious activity. If you ever do [...]

Jun 12, 2017

How Michigan Consumers can Get Delinquent Accounts off their Credit Reports

June 12th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

A lot of good things are happening with the Michigan economy right now. Jobs are opening up, real estate is thriving, and a lot of Michiganders are finally getting ahead financially. However, having bad credit can make it difficult to fully take part in this economic revival. If you’re a Michigan consumer with delinquent accounts [...]

Jun 9, 2017

How New IRS Debt Collection Practices May Get Arizona Consumers Scammed

June 9th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

You’re enjoying a typically beautiful day in sunny Arizona, when you receive a phone call. To your irritation, it’s some type of debt collector claiming that you owe money for delinquent taxes. You quickly hang up the phone because you know the Internal Revenue Service (IRS) never calls consumers about delinquent taxes. It has to [...]

Jun 8, 2017

How Georgia Consumers can keep Medical Debt in Check and Avoid the Number One Reason for Filing Bankruptcy

June 8th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Georgia consumers who are working to keep their finances on track may be surprised to learn that the number one reason for bankruptcy filings has nothing to do with credit card debt. Credit card mismanagement is still a huge problem in the U.S., but medical debt pushes many more consumers into bankruptcy. It’s scary to [...]

Jun 7, 2017

How Ohio College Students can Start Building Credit the Smart Way

June 7th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

The results of a recent study conducted by Equifax shows that the majority of college students (ages 18-24) are actually pretty responsible when it comes to credit card management. However, it’s also pretty clear that young people don't know everything about building and maintaining good credit. If you're currently a college student in Ohio, now [...]

Jun 6, 2017

SNAKE OIL SALES IN THE CREDIT REPAIR INDUSTRY: BUYER BEWARE OF ABSOLUTELYFREECREDITREPAIR.ORG

June 6th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

At Credit Repair Lawyers of America, we have been fixing credit reports for a long time. Actually, 2008 marks our entry into the credit repair arena. We have our names, faces and biographies posted on our website. This way, people know with whom they are doing business. As lawyers, we are required to be honest [...]

Jun 5, 2017

How to Buy a House in Arizona with Bad Credit as a First Time Home Buyer

June 5th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

Property values are on the rise, but you can still find plenty of affordable houses for sale in Arizona. There are even options available for first time home buyers. However, if you have bad credit, you may be worried about getting approved for a loan. Luckily, your status as a first time home buyer with [...]

Jun 3, 2017

Georgia Victims of the 2013 Target Data Breach may Get some Satisfaction from the Settlement Reached

June 3rd, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

If it didn’t affect you personally, you may at least know someone who was a victim of the massive Target data breach of 2013. The cyber attackers who were responsible for hacking this major retailer’s computer systems gained access to personal data belonging to over 41 million consumers. This attack left consumers vulnerable to identity [...]

Jun 1, 2017

Ohio Organizations are Offering Bad Credit Borrowers a Credit Building Alternative to Payday Loans

June 1st, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

For a lot of Ohio consumers struggling with bad credit, payday loans have seemed like a necessary evil. Not being able to qualify for a “regular” loan, these consumers can get payday loans to cover emergency expenses, but the convenience of these “easy” loans comes with a big price tag. Consumers who take out payday [...]

Jun 1, 2017

Good News for Consumers in Flint, Michigan Who are Worried about their Credit Scores

June 1st, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

By now, the whole world knows that times have been tough for the residents of Flint, MI. In 2014, faulty pipes allowed dangerous amounts of lead to contaminate the city’s water supply. Recovery has been very slow, and, as of 2017, most Flint residents are still filtering their drinking water. To make the situation even [...]

May 30, 2017

Why Arizona Consumers may have Less Medical Debt Going to Debt Collections

May 30th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

A lot of Arizona consumers have been the stunned recipients of surprise medical bills. How? They are in need of a medical procedure, so they dutifully go to a hospital that’s in their insurance network. Later, they receive a large bill from an out-of-network anesthesiologist or some other type of caregiver. The bill is too [...]

May 29, 2017

Georgia Consumers Should Know that the Consumer Financial Protection Bureau is Taking Aim at Abusive Debt Collectors

May 29th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

According to a new report, Georgians are filing a record number of complaints with the Consumer Financial Protection Bureau (CFPB) against debt collectors. As it turns out, there are good reasons for this. In recent years, several Georgia-based debt collection firms have been accused of abusive debt collection practices and some have been sued under [...]

May 26, 2017

Understanding Credit Score Categories as an Ohio Consumer

May 26th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

A lot of Ohio residents are in the process of improving their credit scores right now. A credit score is a three-digit number that is calculated from information contained in your credit reports. Higher numbers are better than lower numbers when it comes to credit scores. However, in order to know whether you have “good,” [...]

May 25, 2017

Possible Bad News for Michigan Consumers with Student Loan Debt

May 25th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

The Obama administration fired five debt collection agencies for giving out inaccurate information to consumers attempting to get their student loans out of default. Now, the Trump administration is ready to welcome two of these debt collectors back. Enterprise Recovery Systems and Pioneer Credit Recovery have both accepted the Education Department’s offer of new contracts. [...]

May 24, 2017

For Arizona Consumers, What is the Best Credit Bureau to Use?

May 24th, 2017|Bankruptcy, Credit Repair, Credit Score, Debt Issues, Identity Thefts & Scams|

If you’re like other Arizona residents, you’ve taken an active interest in your credit score and credit reports. Now that the economy has taken a turn for the better, it may be time to undo some credit damage. In order to get the ball rolling with credit improvement, you’ll need to familiarize yourself with the [...]

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