Right Now is a Good Time for Minnesota Consumers with Little to No Credit History to Start Building Good Credit Scores
Minnesota consumers with little to know credit history can start building a good credit score right now using these simple tips.
Minnesota consumers with little to know credit history can start building a good credit score right now using these simple tips.
Some identity thieves are cyber hackers who use technology to steal personal data from Georgia consumers. However, identity theft can also be achieved through simple pick-pocketing.
Widespread use of Europay, Mastercard, and Visa (EMV) cards – payment cards equipped with computer chips – have reduced U.S. counterfeit card activity. However, identity thieves are just turning back to older tactics in order to profit from the stealing of sensitive consumer data. A method known as synthetic identity fraud has been around for [...]
Can credit card charges that are willingly paid for still be disputed in Michigan? The Fair Credit Billing Act makes this possible in certain cases.
For Arizona consumers who are trying to rebuild low credit scores, there’s good news and bad news. Right now, it’s a little easier for consumers with subprime credit to qualify for credit cards, but these cards are typically attached to smaller spending limits. This may help consumers by making it harder to accumulate vast amounts [...]
Your client has just applied for a mortgage. The problem: you have pulled her credit and there is a collection item that is flagged as "disputed". These dispute flags give you pause. You know that you cannot get your client a mortgage with any item flagged as disputed. Then you ask your client about it and [...]
Realizing that you have bad credit is never fun. However, as an Ohio consumer, you should know that ignoring bad credit won’t make it go away. Luckily, bad credit can always be fixed. It may not happen overnight, but even severely damaged credit can rebuild over time. You might compare your credit situation with the Buckeye [...]
If you’re a Michigan consumer who’s bad at keeping up with due dates, automatic bill payment with a debit or credit card can be a good strategy. Having your recurring expenses automatically paid can also save time and money spent on stamps. If you sign up for automatic payments, it's a good idea to plan [...]
Brick and mortar retailers are scrambling to stay afloat, but one of their tactics is just plain bad for consumers. It appears that many retailers are relying more and more on profits generated from store-branded credit cards. In fact, it’s difficult to go through any check-out line in an Arizona mall without being presented with [...]
Georgia consumers know all-too well what it’s like to deal with unscrupulous debt collection agencies. In fact, some experts have gone so far as referring to the Peach State a “haven for abusive debt collectors.” Now, it looks like the whole country may start to experience more debt collector abuse. Even though several of the [...]
A lot of Ohio consumers are working hard to pay off debt and boost their credit scores. There’s a lot of relief that comes with paying off a big chunk of debt. Afterwards, though, you might get a little impatient waiting for your credit score start showing improvement. The time it takes for your credit [...]
If you’re a Michigan consumer who’s working on improving a low credit score, you should be monitoring your credit reports. It’s important to know your credit scores too (yes, you have more than just 1), but remember that this three digit number only represents a snapshot of what’s contained in one of your credit reports. [...]
As an Arizona consumer who’s working to earn and maintain a good credit score, checking your credit reports is essential. This is the only way to be sure that everything that has been reported is accurate, and that there are no errors bringing down your credit score. How common are errors on credit reports? Believe [...]
It’s important for Georgia Consumers to have their facts straight when it comes to credit. Getting the right information about your credit reports and credit score will help you to maintain good credit or repair bad credit. Unfortunately, there are a lot of misconceptions about credit scores out there, and sometimes it’s hard to separate [...]
No one likes to think about the possibility of identity theft, but it’s important to know the warning signs and what do to if your personal data is compromised. Unfortunately, identity theft is still on the rise in Ohio, so Ohio consumers should always be on the lookout for suspicious activity. If you ever do [...]