How Georgia Consumers Should Deal with Medical Billing Errors and Medical Debt Collections
Dealing with medical billing errors and medical debt collections in Georgia can be overwhelming, but knowing the facts can help you save your credit score.
Dealing with medical billing errors and medical debt collections in Georgia can be overwhelming, but knowing the facts can help you save your credit score.
Digital debt collection allows Georgia consumers to resolve delinquencies without talking to an actual person. Could this technology put an end to debt collector abuse?
New credit reporting rules will give some Minnesota consumers a credit score boost. Changes are happening now, so check your credit reports.
A recent report from TransUnion reveals that more consumers are gaining access to credit cards. Hopefully, consumers are handling this new credit with caution.
A group of Minnesota nurse has recently brought medical debt relief to about 1,800 patients. Hopefully, this will save them from debt collectors and credit score damage.
ECOA stands for “Equal Credit Opportunity Act,” and ECOA codes indicate your relationship to a particular account on your credit reports. It’s important to know what ECOA codes stand for because it’s possible for these codes to be wrong.
Minnesota consumers with little to know credit history can start building a good credit score right now using these simple tips.
Some identity thieves are cyber hackers who use technology to steal personal data from Georgia consumers. However, identity theft can also be achieved through simple pick-pocketing.
Widespread use of Europay, Mastercard, and Visa (EMV) cards – payment cards equipped with computer chips – have reduced U.S. counterfeit card activity. However, identity thieves are just turning back to older tactics in order to profit from the stealing of sensitive consumer data. A method known as synthetic identity fraud has been around for [...]
Can credit card charges that are willingly paid for still be disputed in Michigan? The Fair Credit Billing Act makes this possible in certain cases.
For Arizona consumers who are trying to rebuild low credit scores, there’s good news and bad news. Right now, it’s a little easier for consumers with subprime credit to qualify for credit cards, but these cards are typically attached to smaller spending limits. This may help consumers by making it harder to accumulate vast amounts [...]
Your client has just applied for a mortgage. The problem: you have pulled her credit and there is a collection item that is flagged as "disputed". These dispute flags give you pause. You know that you cannot get your client a mortgage with any item flagged as disputed. Then you ask your client about it and [...]
Realizing that you have bad credit is never fun. However, as an Ohio consumer, you should know that ignoring bad credit won’t make it go away. Luckily, bad credit can always be fixed. It may not happen overnight, but even severely damaged credit can rebuild over time. You might compare your credit situation with the Buckeye [...]
If you’re a Michigan consumer who’s bad at keeping up with due dates, automatic bill payment with a debit or credit card can be a good strategy. Having your recurring expenses automatically paid can also save time and money spent on stamps. If you sign up for automatic payments, it's a good idea to plan [...]
Brick and mortar retailers are scrambling to stay afloat, but one of their tactics is just plain bad for consumers. It appears that many retailers are relying more and more on profits generated from store-branded credit cards. In fact, it’s difficult to go through any check-out line in an Arizona mall without being presented with [...]