Oct 28, 2019

What You Need To Know About Identity Theft

October 28th, 2019|Identity Thefts & Scams|

According to the Federal Trade Commission (FTC), the number one consumer complaint is in relation to identity theft and identity fraud. Learning the types of identity theft and fraud can help you know where theft and fraud may occur, and help you protect your assets and your identity.  While online identity theft occurs more frequently [...]

Aug 18, 2019

How Having Mortgage While Filing Chapter 13 Can Be Negative

August 18th, 2019|Bankruptcy, Credit Score, Debt Issues|

You were probably screwed on your credit report by your mortgage lender.  Mortgage loans are not dischargeable in bankruptcy, yet your mortgage lender probably reported your trade line as “included in bankruptcy.”  Guess what?  Your mortgage loan was NOT included in BK.  Hence, if you made payments to your lender AFTER you filed Chapter 13, [...]

Mar 21, 2018

Why New York Consumers May Now Have a Harder Time Avoiding Identity Theft While Surfing the Internet

March 21st, 2018|Identity Thefts & Scams|

Surfing the internet used to see relatively harmless. Now, however, California consumers may have a harder time avoiding identity theft while exploring new websites.

Mar 20, 2018

Should Illinois College Students Choose Student Cards or Secured Cards as their First Credit Cards?

March 20th, 2018|Credit Score|

Illinois college students who want to start building their credit scores may wonder whether they should choose student cards or secured cards as their first credit cards.

Mar 19, 2018

Why the New Credit Scoring Rules Are Not Causing Significant Increases to New York Credit Scores

March 19th, 2018|Credit Score|

There was a lot of excited surrounding the new credit scoring rules put into place in 2017, but, sadly, they’re not causing significant increases to New York credit scores.

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